ChatBudget vs Blocks

ChatBudget — Voice-First Shared Budgeting Stop typing. Start talking. ChatBudget uses AI to instantly turn your voice into tracked expenses. Just say "12 dollars at Starbucks" and it's done. Category, amount, and note are parsed automatically so you can track spending in seconds, not minutes. SPEAK YOUR EXPENSES Tap the mic, say what you spent, and AI handles the rest. It detects the amount, assigns the right category, and logs the expense. You can also type or add manually — whatever works for you. SMART BUDGETS, YOUR WAY Create budgets for any period , weekly, biweekly, monthly, yearly, or one-time. Set a total amount, allocate across categories, and watch your spending in real time. Only one budget per period keeps things focused. SHARE WITH YOUR CIRCLE Invite up to 5 family members or roommates to a shared Circle. Everyone's expenses flow into one shared budget. Circle owners control budgets while all members can tag and track expenses together. AI-POWERED INSIGHTS Get a Budget Health Score, anomaly detection, spending heatmaps, category momentum trends, and AI coaching tips. Premium cards unlock monthly trends, spending projections, and category budget health. MULTI-CURRENCY SUPPORT Set your home currency and ChatBudget handles the rest. AI detects foreign currencies from your voice input and auto-converts using live exchange rates. Perfect for travelers and international households. TAGS FOR ORGANIZATION Label expenses with custom tags like "vacation", "business", or "groceries run". View per-tag spending breakdowns and keep your finances organized beyond just categories. EARN AI CREDITS WITH STREAKS Build a daily expense-tracking streak and earn bonus AI parsing credits at every 7-day milestone. The more consistent you are, the more AI power you unlock. 30-DAY FREE TRIAL Full access to every feature for 30 days. After the trial, subscribe to keep creating expenses and budgets. Your data is always readable, even without a subscription. --- TERMS & PRIVACY Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ---

I built Blocks for myself. I get paid every two weeks. Most of my bills are monthly. Every budget app I tried wanted a subscription, my bank login, or both. So I made the app I actually wanted, and now I'm sharing it. Blocks is truly free. No ads. No accounts. No subscriptions. No locked features. No "premium" tier. New features ship to everyone, free, forever. Blocks collects nothing. No sign-up, no analytics, no tracking. Your budget lives on your device and syncs through your own private iCloud. Nobody else can see it, including me. Blocks does the work for you. • Paychecks appear automatically on payday, whether weekly, biweekly, or monthly, including 3-paycheck months • Recurring bills post themselves, labeled with who was paid • Variable bills (like electricity) remind you and carry an off-season cushion for expensive months • Month-end surplus can sweep to savings automatically, and the app tells you exactly how much to move at your bank • One glance shows what you can actually spend, with upcoming bills already set aside Blocks stays out of your way. • Whole dollars only, with no cents and no clutter • Log a purchase in two taps with a swipe, the Action button, or "Hey Siri, log groceries in Blocks" followed by "50 tacos" • Payee suggestions learn from your own history • An annual view shows income, spending, and savings across the year • Clean black-and-white design, native to iOS, beautiful in dark mode I keep improving Blocks for my own budget, and every update ships to you too. If it helps you, that genuinely makes me happy.