Comparison

YSpent vs Markulator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YSpent

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Not another budget app. YSpent is a spending reflection journal that helps you understand if your purchases are actually worth it. REFLECT, DON'T RESTRICT Stop tracking every penny. Start understanding why you spend. After each purchase, answer one simple question: "Was it worth it?" No spreadsheets. No judgment. Just honest reflection. DISCOVER YOUR PATTERNS YSpent analyzes your reflections to reveal: • Which purchases feel right (and which don't) • When you spend without planning • Emotional triggers (stress spending, boredom buying) • Category insights (food, shopping, fun, digital) 48-HOUR WISHLIST Want something on impulse? Add it to your wishlist. We check back in 48 hours. Still want it? Go for it. Changed your mind? You just saved money effortlessly. KEY FEATURES: • One question after each purchase: "Was it worth it?" • Pattern detection and insights • Worth-it ratio tracking (not budgets!) • 24-hour follow-up reflections • Offline-first (works without internet) • Optional cloud sync with Apple or Google Sign-In • Privacy-focused (your data, your control) PERFECT FOR: • People who hate traditional budgeting • Anyone feeling guilty about spending • Those seeking mindful money habits • Understanding emotional spending patterns • Breaking the restriction-guilt cycle HOW IT WORKS: 1. Log a purchase (amount + category) 2. Reflect: Was it worth it? (Yes, Kinda, No) 3. Optional: Why? What were you feeling? 4. YSpent finds patterns over time 5. Discover what spending actually adds value to your life YOUR DATA, YOUR CONTROL: • Works offline with anonymous account • Sign in with Apple or Google for cloud sync • No selling data to advertisers THE PHILOSOPHY: Traditional budgets focus on restriction. YSpent focuses on reflection. By understanding your relationship with money, you make better decisions naturally, without guilt or deprivation. Download now and change your relationship with money. One reflection at a time.

About

Markulator

Features
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Markulator makes tipping simple. Enter your bill, pick a tip percentage, and get your total instantly. Splitting with friends? Just set the number of people and see what everyone owes. Features: - Quick tip presets at 10%, 15%, 18%, 20%, and 25% - Custom tip percentage for any amount - Bill splitting for up to 30 people - Calculation history so you never lose track - Works with your local currency automatically - Available in 54 languages - Clean, intuitive design that just works No ads. No subscriptions. No account required. Just open the app and calculate.

Screenshots

Markulator4 screens

Verdict

The call

The clearest difference is device support: Markulator at 2 against YSpent's —. YSpent's advantage is iOS requirement (15.0 vs 17.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 3 level
YSpent versus Markulator: the parameters behind the verdict, then further details
ParameterYSpentMarkulator
PriceFreeFree
Ads—No
In-app purchasesNoNo
Devices—iPhone, iPad — better
Requires iOS15.0 — better17.0
Further details — not scored
Size27 MB7 MB
Age rating4+4+
DeveloperJUAN GRACIAEdward Juden

In-app purchases

None

YSpent

No in-app purchases

None

Markulator

No in-app purchases

Questions

Is YSpent free?
YSpent is free to download, with no in-app purchases.
Is Markulator free?
Markulator is free to download, with no in-app purchases.

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