Credi vs Pocket Hishab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credi
This app automatically recommends the best credit card to use based on your current location or a searched merchant. It helps you maximize rewards and cashback by identifying the optimal card for specific categories like groceries, gas, dining, and travel.
- Location-based card recommendations
- Merchant search for card suggestions
- Best card by category
- Supports rotating reward categories
- Works with major credit card issuers
- Stores only card name and reward rates
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Credi tells you which credit card to use — before you swipe. Open the app and Credi instantly detects where you are and recommends the card that earns the most for that merchant. At a grocery store? It finds your best cashback card. At a gas station? It surfaces the 5% card you forgot you had. Not near a location? Search any merchant by name and get an instant recommendation anywhere. What Credi does: • Location-based card recommendations in real time • Merchant search — check the best card before you leave • Best card by category — Dining, Travel, Gas, Groceries, and more • Supports rotating reward categories that change each quarter • Works with all your cards — Amex, Chase, Citi, Capital One, and more No card numbers. Ever. Credi only stores your card name and reward rates. Your financial data stays on your device. Stop leaving points on the table. Download Credi and always earn the most.
Pocket Hishab
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Pocket Hishab is a modern personal finance app designed to help you track income and expenses, understand your spending patterns, and improve your savings with AI-powered insights. FEATURES • Track income & expenses with detailed categories • View balance, total income, and total expenses • Monthly trend analysis • Smart AI-generated financial insights • Saving score & badge system to celebrate progress • Secure account authentication • Data stored securely with user-level protection AI INSIGHTS The app generates structured financial insights based on summarized data such as total spending, category trends, and recurring expenses. It does not provide financial, legal, or investment advice. PRIVACY & SECURITY • Encrypted data transmission (HTTPS) • Secure authentication • User-only access control • Data deletion available upon request Pocket Hishab is built to simplify personal finance without overwhelming complexity.
Screenshots
Verdict
The clearest difference is device support: Pocket Hishab at 3 against Credi's —. On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Credi | Pocket Hishab |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | — | Every 4 days |
| Ads | — | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | — | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 17 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Mihir Srivastava | Binaryans Ltd. |
In-app purchases
Credi
No in-app purchases
Pocket Hishab
No in-app purchases









