Credi vs FIN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credi
This app automatically recommends the best credit card to use based on your current location or a searched merchant. It helps you maximize rewards and cashback by identifying the optimal card for specific categories like groceries, gas, dining, and travel.
- Location-based card recommendations
- Merchant search for card suggestions
- Best card by category
- Supports rotating reward categories
- Works with major credit card issuers
- Stores only card name and reward rates
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Credi tells you which credit card to use — before you swipe. Open the app and Credi instantly detects where you are and recommends the card that earns the most for that merchant. At a grocery store? It finds your best cashback card. At a gas station? It surfaces the 5% card you forgot you had. Not near a location? Search any merchant by name and get an instant recommendation anywhere. What Credi does: • Location-based card recommendations in real time • Merchant search — check the best card before you leave • Best card by category — Dining, Travel, Gas, Groceries, and more • Supports rotating reward categories that change each quarter • Works with all your cards — Amex, Chase, Citi, Capital One, and more No card numbers. Ever. Credi only stores your card name and reward rates. Your financial data stays on your device. Stop leaving points on the table. Download Credi and always earn the most.
FIN
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FIN helps you settle group travel expenses in minutes. Know exactly who pays whom, even when multiple currencies are involved. Add payments, choose who paid and who joined, and FIN will calculate who should pay whom. It helps reduce the number of transfers and makes it easier to share the result with your group. Mixed currencies are supported by setting exchange rates for each trip. You can also choose the base currency for each trip, such as JPY, USD, EUR, or THB. Amounts are converted and organized clearly, so post-trip settlement is easier to understand. Main features: ・Split expenses among selected members ・Choose who paid and who joined each payment ・Choose a base currency for each trip ・Use multiple currencies with custom rates ・Set fixed amounts when someone pays more ・Calculate who should pay whom ・Copy and share the settlement result ・Save members and reuse them more easily with FIN Plus FIN is designed to stay simple. No login is required, and your data is stored on your device.
Screenshots
Verdict
The clearest difference is in-app purchases: Credi at none against FIN's 2. FIN's advantage is device support and iOS requirement (13.0 vs 15.6). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FIN sells 2 one-off in-app purchases. Credi asks for nothing beyond the download.
| Parameter | Credi | FIN |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | — | Every 4 days |
| Ads | — | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | — | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 17 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Mihir Srivastava | Yasumi Abe |
In-app purchases
Credi
No in-app purchases
FIN
- FIN Plus 5回パック$3.99
- App Storeや購入画面向け。ローカリゼーションで設定。$6.99









