Comparison

Credi vs FIN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credi

This app automatically recommends the best credit card to use based on your current location or a searched merchant. It helps you maximize rewards and cashback by identifying the optimal card for specific categories like groceries, gas, dining, and travel.

Highlights
  • Location-based card recommendations
  • Merchant search for card suggestions
  • Best card by category
  • Supports rotating reward categories
  • Works with major credit card issuers
  • Stores only card name and reward rates
Read full description

Credi tells you which credit card to use — before you swipe. Open the app and Credi instantly detects where you are and recommends the card that earns the most for that merchant. At a grocery store? It finds your best cashback card. At a gas station? It surfaces the 5% card you forgot you had. Not near a location? Search any merchant by name and get an instant recommendation anywhere. What Credi does: • Location-based card recommendations in real time • Merchant search — check the best card before you leave • Best card by category — Dining, Travel, Gas, Groceries, and more • Supports rotating reward categories that change each quarter • Works with all your cards — Amex, Chase, Citi, Capital One, and more No card numbers. Ever. Credi only stores your card name and reward rates. Your financial data stays on your device. Stop leaving points on the table. Download Credi and always earn the most.

About

FIN

Features
Read full description

FIN helps you settle group travel expenses in minutes. Know exactly who pays whom, even when multiple currencies are involved. Add payments, choose who paid and who joined, and FIN will calculate who should pay whom. It helps reduce the number of transfers and makes it easier to share the result with your group. Mixed currencies are supported by setting exchange rates for each trip. You can also choose the base currency for each trip, such as JPY, USD, EUR, or THB. Amounts are converted and organized clearly, so post-trip settlement is easier to understand. Main features: ・Split expenses among selected members ・Choose who paid and who joined each payment ・Choose a base currency for each trip ・Use multiple currencies with custom rates ・Set fixed amounts when someone pays more ・Calculate who should pay whom ・Copy and share the settlement result ・Save members and reuse them more easily with FIN Plus FIN is designed to stay simple. No login is required, and your data is stored on your device.

Screenshots

FIN4 screens

Verdict

The call

The clearest difference is in-app purchases: Credi at none against FIN's 2. FIN's advantage is device support and iOS requirement (13.0 vs 15.6). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FIN sells 2 one-off in-app purchases. Credi asks for nothing beyond the download.

Scorecard3 real differences · 6 level
Credi versus FIN: the parameters behind the verdict, then further details
ParameterCrediFIN
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequency—Every 4 days
Ads—No
In-app purchasesNo — betterYes
MonetizationFree—
Devices—iPhone, iPad, iPod — better
Requires iOS15.613.0 — better
Further details — not scored
Size17 MB20 MB
Age rating4+4+
DeveloperMihir SrivastavaYasumi Abe

In-app purchases

None

Credi

No in-app purchases

2 purchases

FIN

One-time2
  • FIN Plus 5回パック$3.99
  • App Storeや購入画面向け。ローカリゼーションで設定。$6.99

Questions

Is Credi free?
Credi is free to download, with no in-app purchases.
Is FIN free?
FIN is free to download, with in-app purchases available.

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