Pacy vs Marginly

■ Stop saying "someday." Start knowing "when." You want something, but saving never sticks. You have multiple wishes but don't know where to start. Pacy is a savings pacemaker — just add what you want, set a price and target date, and it automatically calculates how much to save each month. ■ Perfect for you if: • You have multiple things you want (gadgets, travel, fashion...) • You start saving but lose motivation halfway • Budgeting apps feel like overkill, but you want to track progress • You want to make the most of bonuses or extra income ■ Key Features ▸ Wishlist Management Add items with price, target date, and priority. Auto-fetch product info from URLs with photos. ▸ Pace Tracker See at a glance whether you're ahead, on track, or behind for each item this month. A ring chart on the dashboard shows your overall progress. ▸ Manual Deposit (Free) Record deposits for each item individually. Save at your own pace. ▸ Smart Deposit (Pro) Enter an amount and it's automatically allocated by priority: monthly targets → catch up on shortfalls → pool the rest. ▸ Pool (Surplus Funds) Unallocated money is stored in your Pool. Use it to boost specific items or catch up on everything at once. ▸ Archive & Stats Keep a record of items you've purchased. Review your savings trends by month and category with charts. ■ Pacy Pro (Optional) • Unlimited items • Smart Deposit — One-tap optimal allocation by priority • Bonus Months — Save extra in bonus months to lighten regular months • Color Palettes — 15 themes to personalize your experience • Ad-free • 7-day free trial included ■ Pricing Core features are free. Pro: Monthly, annual, and lifetime plans available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop overthinking your money. Start finding your margin. Marginly is the lightweight budget planner designed for those who want clarity without the complexity. Built for speed and simplicity, Marginly strips away the bloat of traditional finance apps to help you track expenses, visualize your spending, and reclaim your financial peace of mind. Why Marginly? Most budget apps feel like a second job. Marginly feels like a tool. No bank syncing headaches, no endless notifications—just a clean space to manage your money. Key Features: - Lightning-Fast Entry: Log an expense in seconds. - Visual Margin: See exactly how much "breathing room" you have left this month. - Simplified Categories: Stay organized without the clutter. - Privacy First: Your data stays on your device. No selling your info, no tracking your habits. - Minimalist UI: A beautiful, Flutter-powered interface that stays out of your way. Whether you’re saving for a goal or just trying to see where the money goes, Marginly gives you the data you need to make better decisions. Simplify your spending. Find your Marginly.