Shift Tap vs OwnKey

Shift is a payment system inspired by the simplicity of physical cash — built for the digital world. Cash settles instantly because trust is built into the bill itself. No bank verifies it, no network carries it. Shift brings that same feeling to digital money using an NFC smart card that holds your funds and signs every payment with a tap. We call this world Ledgerless. PAY LIKE CASH • Send USDC directly to anyone, peer-to-peer • Receive payments with a simple QR request • Tap your Shift Card to approve — your keys never leave the card • Send and receive offline over Bluetooth, no internet required YOUR CARD, YOUR KEYS • Pair your NFC Shift Card once and you're ready • Cryptographic keys live on the card's secure hardware • Every transaction is signed by a physical tap — nothing moves without you MOVE MONEY ON AND OFF • Deposit USDC from your existing wallet to load your card • Withdraw back to your wallet anytime • Works across Ethereum and Solana • Connect MetaMask, Phantom, Rainbow, Trust, Backpack, Solflare, and more EARN YIELD AUTOMATICALLY • Put your USDC to work and earn yield on Solana • Track your earnings, APY, and daily growth in one place SPEND ANYWHERE • Connect your existing crypto spending cards and move USDC where you need it Shift is built for people who want money that moves at the speed of a tap — simple, instant, and fully in your control.

OwnKey is a secure self-custodial crypto wallet featuring a built-in debit crypto card and an instant On-Ramp gateway to buy cryptocurrency with a credit card. Spend Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and other tokens on everyday purchases in shops, cafes, and online anywhere Visa and Mastercard are accepted. Download the OwnKey crypto wallet, pass a quick verification, and issue a virtual or plastic crypto card right inside the app. Our debit crypto card supports contactless payments via Apple Pay. Simply tap your phone at any POS terminal: the system instantly performs a crypto-to-fiat conversion at favorable rates. The merchant receives regular fiat money, and the equivalent is deducted from your crypto balance. The main feature of our ecosystem is paying gas fees in our native coin. Forget about the confusion with network fees across different blockchains. To transfer USDT or make a payment, you no longer need to buy and hold Ethereum, BNB, or Solana just to cover network fees. In OwnKey, all transaction fees across any blockchain (EVM, Solana, Bitcoin) are automatically paid in our native coin. This makes Web3 transfers and transactions simple for everyone. OwnKey is a fully self-custodial wallet. The private keys and backup recovery phrase (seed phrase) belong exclusively to you and are stored only on your device. No bank, exchange, or third-party service has access to your funds. Protect your wallet using biometrics (Face ID / Touch ID) and forget about the risk of account freezes often experienced on centralized crypto exchanges. Your cryptocurrency is under your full and absolute control. The built-in On-Ramp gateway allows you to buy cryptocurrency (Bitcoin, stablecoins, altcoins) with fiat in one click. Top up your balance using debit cards, credit cards, SEPA, SWIFT, or instant payment systems. Fast crypto exchange and instant cash-out to your card make managing your finances completely seamless. Use your OwnKey debit card to pay for goods and services and earn crypto cashback on every transaction. Accumulate bonuses, unlock new loyalty program levels, and lower your fees for swapping and sending tokens. The app features a simple user interface where you can easily track your balance, view transaction history, and manage your crypto cards. Our customer support team is available 24/7 to quickly resolve any questions regarding the wallet or card. Key features of OwnKey: Secure self-custodial crypto wallet (Self-custody Web3 Wallet) Debit crypto card (Crypto Card Visa/Mastercard) with Apple Pay support Instant crypto-to-fiat conversion at checkout Buy crypto with card Pay gas fees for all networks in our native coin Absolute control over your private keys and recovery phrase (Seed Phrase) Wallet protection powered by biometrics (Face ID / Touch ID) High crypto cashback rewards for everyday payments Secure storage for Bitcoin, USDT, USDC, ETH, and hundreds of other tokens in one place 24/7 customer support Install OwnKey to securely store, profitably buy, and easily spend cryptocurrency every day!