Comparison

Kwelya vs UBA Paychap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kwelya

Features
Read full description

Kwelya est une application de gestion financière conçue pour aider les entrepreneurs, les entreprises et les particuliers à suivre leurs revenus, contrôler leurs dépenses et analyser leurs performances financières en toute simplicité. Conditions d’utilisation (EULA) : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

UBA Paychap

Make fast, secure, and simple everyday payments directly from your smartphone. Tap, scan, or send money instantly without a POS machine or physical card. Track all your transactions in one secure app with real-time confirmations.

Highlights
  • Tap to Pay (NFC)
  • Scan to Pay (QR)
  • Pay by Phone Number
  • Transaction History
  • Biometric Login
  • Multilingual Support
Features
Read full description

UBA PayChap – Tap and Scan to Pay Contactless Payments UBA PayChap gives customers a fast, safe, and simple way to make everyday payments directly from their smartphones. Built in partnership with United Bank for Africa (UBA) Cote D’Ivoire, it enables you to Tap, Scan, or send money instantly — no POS machine or physical card required. With UBA PayChap, you can make payments anywhere UBA merchants are connected, enjoy real-time confirmations, and keep track of all your transactions in one secure app. Every transaction is encrypted, tokenized, and verified under strict banking and data-protection standards. Key Features - Tap to Pay (NFC): Tap your phone at any UBA PayChap-enabled merchant to pay instantly. - Scan to Pay (QR): Scan merchant QR codes for quick, cashless checkout. - Pay by Phone Number: Send funds directly to merchants or other users. - Transaction History: Track every payment with detailed receipts. - Smart Notifications: Receive instant updates for every transaction. - Biometric Login: Use Face ID or Touch ID for fast, safe access. Why Choose UBA PayChap UBA PayChap removes the complexity of cash and cards. Whether you’re paying at a local shop, market, or delivery point, your smartphone is all you need. Supported by UBA’s trusted financial infrastructure, UBA PayChap ensures every Tap or Scan is seamless, secure, and compliant with BCEAO and ARTCI standards. Who Can Use UBA PayChap - Customers: Make Tap, Scan, or phone-number payments instantly. - UBA Users: Enjoy direct payment access through UBA’s network. - Everyday Users: Pay for goods and services anytime, anywhere. Experience the freedom of simple, secure, and fast payments. Download UBA PayChap today — Tap, Scan and Pay Instantly.- Multilingual: Available in French and English for West African users.

Screenshots

Kwelya4 screens
UBA Paychap4 screens

Verdict

The call

The clearest difference is price: UBA Paychap at Free against Kwelya's $0.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

UBA Paychap is free to download; Kwelya costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kwelya ships an update every 5 days, UBA Paychap weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 8 level
Kwelya versus UBA Paychap: the parameters behind the verdict, then further details
ParameterKwelyaUBA Paychap
Price$0.99Free — better
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size56 MB52 MB
Age rating17+12+
DeveloperYves NGALAMULUMEUnited Bank For Africa Plc

In-app purchases

None

Kwelya

No in-app purchases

None

UBA Paychap

No in-app purchases

Questions

Is Kwelya free?
Kwelya costs $0.99, with no in-app purchases.
Is UBA Paychap free?
UBA Paychap is free to download, with no in-app purchases.
Do Kwelya or UBA Paychap have ads?
Neither Kwelya nor UBA Paychap shows ads.
Which is updated more often, Kwelya or UBA Paychap?
Kwelya ships an update every 5 days, and UBA Paychap weekly. Most recently, Kwelya was updated on October 23, 2026 and UBA Paychap on October 24, 2026.

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