FinanceWise vs Rosy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinanceWise
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FinanceWise is a simple, beautiful, and completely offline personal finance tracker. All your data stays on your device — no accounts, no cloud, no tracking. FEATURES: • Track expenses, income, and transfers between accounts • Dashboard with total balance, monthly summary, and recent transactions • Detailed reports with spending by category and monthly trends • Pie charts and bar charts for visual insights • Multiple accounts support (Cash, Bank, Card) • Custom categories with icons and colors • Search and filter transactions by type • Multi-currency support • PIN Lock & Biometrics support • Dark & Light theme with system auto-detect • Data export & import functionality • PDF Reports • 100% offline — your data never leaves your device • No registration or login required • Clean, modern mobile-first design Take control of your finances with complete privacy. No ads, no tracking, no internet required. Subscriptions are managed through your App Store account and renew automatically according to the selected plan. You can manage or cancel your subscription at any time from your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://someonedev32.github.io/MoneyManager/privacy.html
Rosy
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Rosy is a soft, visual budget planner and expense tracker for people who want money planning to feel calm, clear, and simple. Plan your monthly budget, track income and expenses, build savings goals, follow subscriptions, and check “Can I afford this?” before you spend — all without bank linking. Budgeting does not have to feel cold or overwhelming. Rosy gives you a beautiful pastel space to understand your wallet, cash flow, and everyday spending without spreadsheets, clutter, or stress. What you can do with Rosy: • Plan your monthly budget • Track income and expenses manually • Organize daily spending by category • Create savings goals and watch progress grow • Track subscriptions, renewals, and recurring payments • Use “Can I afford this?” before you buy • View simple insights about your month • Choose your currency and budget settings • Export your data anytime • Keep your money data private and local • Use Rosy without bank linking Rosy is perfect for budgeting beginners, students, young adults, couples, households, aesthetic planner lovers, and anyone who wants a simple money planner that feels gentle instead of stressful. Whether you are tracking coffee runs, bills, cash spending, subscriptions, shared costs, or a new savings goal, Rosy helps you slow down, check in, and plan with more confidence. Download Rosy and make budgeting feel softer. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: FinanceWise at every 2 days against Rosy's monthly. FinanceWise also leads on iOS requirement (15.1 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinanceWise sells 2 in-app purchases, starting at $4.99 per month and Rosy sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
FinanceWise ships an update every 2 days, Rosy monthly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | FinanceWise | Rosy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.2 |
| Further details — not scored | ||
| Size | 46 MB | 41 MB |
| Age rating | 9+ | 4+ |
| Developer | Flamur Ahmeti | Achraf BILALI |
In-app purchases
FinanceWise
- Pro$4.991 Month
- pro_yearly$29.991 Year
Rosy
- Rosy Pro Monthly$4.991 Month
- Rosy Pro Yearly$39.991 Year









