Finnwise vs Finia

Do you really know where your money goes every month? The first step to improving your finances is understanding your spending — and Finnwise makes it simple, smart, and even enjoyable. Finnwise is your personal AI-powered financial assistant. No spreadsheets, no complicated setup. Just complete clarity about your money so you can make better decisions, save more, and live with less financial stress. AI THAT WORKS FOR YOU Track expenses using natural language: simply tell the AI “I paid 250 for gas” and it categorizes, organizes, and saves it for you. With Apple Wallet automation (Premium), your transactions can be recorded automatically whenever you pay. Less work, more control. UNDERSTAND YOUR SPENDING Visualize your expenses by category, compare income vs. expenses, and discover your spending habits with clean, easy-to-read charts. Finnwise analyzes your history and shows you exactly where your money goes — so you can decide where to cut back. SMART BUDGETS Create category-based budgets and receive alerts before you overspend. How much have you spent on food this month? Have you exceeded your entertainment budget? Finnwise warns you in time so you can stay on track before it’s too late. REAL SAVINGS GOALS Set goals — vacations, emergency funds, a new phone — and contribute directly from the app. Watch your progress grow and celebrate milestones with the built-in achievement system. Saving money becomes motivating. MULTIPLE ACCOUNTS & CARDS Manage cash, debit cards, and credit cards all in one place. Set billing dates, payment reminders, and never forget to pay your credit card on time. Your financial health stays protected. AUTOMATIC RECURRING EXPENSES Netflix, rent, gym memberships, subscriptions... Set them up once and Finnwise logs them automatically. You’ll always know your fixed monthly expenses so you can plan accurately. LEARN & GROW Finnwise includes practical financial lessons: the 50/30/20 rule, emergency funds, debt management, and more. Level up, unlock achievements, and become the expert of your own finances. HOME SCREEN WIDGET Check your available balance and monthly cash flow at a glance directly from your home screen — no need to open the app. SECURE & ALWAYS AVAILABLE Sign in with Google or Apple. Your data syncs in real time and remains available even without an internet connection. Financial change doesn’t require being an economics expert. It simply requires taking the first step: understanding where your money goes. Finnwise makes that first step easy — and the next ones inevitable. Download Finnwise today. Your future self will thank you. Available in Free, Basic, and Premium plans to fit your financial journey. This app offers auto-renewable subscriptions. By subscribing, you agree to our Terms of Use, EULA and Privacy Policy available at: https://finnwiseapp.com/terms.html Official Website https://finnwiseapp.com

Finia es la app de finanzas personales para Latam que combina control de gastos con un asesor financiero potenciado por inteligencia artificial. Registra tus gastos hablándole al chat, escanea boletas con la cámara, controla tus billeteras incluyendo tarjetas de crédito, crea metas de ahorro y programa recordatorios automáticos para tus pagos recurrentes. ¿Qué ofrece Finia? -CHAT IA EN ESPAÑOL Conversa con tu asesor: "gasté 50 soles en almuerzo", "¿cuánto puedo gastar esta semana?", "registra suscripción de Netflix mensual". La IA entiende y registra todo por ti. -ESCANEO DE BOLETAS Tomas una foto, la IA extrae monto, fecha y categoría. Sin escribir. -MULTI-MONEDA Maneja cuentas en soles, dólares, euros y 19 monedas más de Latam. Conversión automática. -BILLETERAS UNIFICADAS Registra los saldos de tu billetera para que tengas todo controlado: efectivo, Yape, Plin y otros monederos digitales. -METAS DE AHORRO Crea metas con plazo, mira el progreso y contribuciones que descuentan automáticamente de tu billetera elegida. -RECORDATORIOS DE PAGOS Programa pagos fijos y recibe push notifications antes del vencimiento. -INSIGHTS CON IA (Premium) Visualiza tendencias mensuales, predicciones de cierre de mes, y descubre tu capacidad oculta de ahorro. FINIA PREMIUM Suscripción auto-renovable que amplía los límites del plan gratuito: • Registra gastos sin límite (el plan gratuito permite 30 al mes) • 300 mensajes de chat con IA al mes (plan gratuito: 10) • 100 escaneos de boletas al mes (plan gratuito: 1) • Gráficos e insights completos, sin difuminar • Exporta tus gastos a Excel y recíbelos por correo Planes: • Mensual: $4.99 USD/mes • Anual: $39.99 USD/año (ahorra 33%) La suscripción se renueva automáticamente al final de cada periodo salvo que la canceles al menos 24 horas antes. Cancela cuando quieras desde Ajustes → Apple ID → Suscripciones. Política de privacidad: https://finialabs.com/privacy Términos de servicio: https://finialabs.com/terms Para quién es esta aplicación: Finia es para personas que quieren controlar sus finanzas sin Excel, sin libretas, sin estrés. Si manejas dinero en soles o dólares, si te cuesta saber dónde se te va el sueldo, si quieres ahorrar pero no sabes por dónde empezar — Finia te lleva de la mano. Hecho por Finia Labs en Lima, Perú.