Budget0 vs Fixo

Budget0 puts you in complete control of your money with zero-based budgeting — a proven method where every dollar of income is assigned a purpose, so nothing slips through the cracks. ZERO-BASED BUDGETING Start each budget by entering your income, then allocate every dollar to expenses until you reach zero. This ensures you always know exactly where your money is going and helps you save more intentionally. GOALS Saving up for the next family vacation, or paying off a credit card? Create a goal and set money aside for it in any budget. Budget0 shows how far you've come and, if you keep budgeting at your rhythm, roughly how many budgets are still needed and around when you could get there. Reached it? Plan the vacation itself as a new budget from what you saved. SMART CATEGORIZATION Choose from 31 built-in categories for income and expenses, or create your own. Budget0 features AI-powered auto-categorization that learns from your habits, so adding items gets faster over time. BUDGET GROUPS & COMPARISON Organize budgets into groups and compare them side by side. See how your spending evolves from one budget to the next with detailed comparison tables and stacked bar charts. BEAUTIFUL CHARTS Visualize your finances with interactive donut charts that break down spending by category, and drill down for more detail. Group charts show trends across multiple budgets at a glance. PDF EXPORT Generate professional PDF reports for individual budgets or entire group comparisons and share them with anyone. Budget reports are formatted in portrait, group comparisons in landscape. BACKUP Back up your data to iCloud, or save a backup file wherever you choose. Restore anytime. SECURITY FIRST Protect your financial data with a PIN code and optional biometric authentication (Face ID or Touch ID). Configure auto-lock to secure the app when you step away. WORKS EVERYWHERE • 25 currencies supported with proper formatting • 14 languages: English, Spanish, French, German, Italian, Japanese, Korean, Dutch, Polish, Portuguese, Russian, Swedish, Turkish, and Chinese • Works offline — no account, and the app never sends anything on its own ONE-TIME PURCHASE Budget0 is a one-time purchase — no subscriptions, no ads, no hidden fees. Pay once and own it forever. Download Budget0 today and give every dollar a job.

Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.