Vimoni vs SpendRight

Track your income and expenses in one place. Add transactions quickly, manage multiple wallets, and stay on top of your budget. KEY FEATURES • Income & expenses — Record spending and earnings with category, date, and notes. • Voice input — Say "Spent fifty thousand on lunch" or type a number; the app understands words, digits, and mixed formats in multiple languages. • Receipt scan — Take a photo of a bank slip or receipt; the app reads amount, currency, date, and message so you can add the transaction in one tap. Works with popular Vietnamese banks (e.g. Vietcombank, Techcombank, BIDV, VCB Digibank). • Split transactions — Divide one payment across multiple categories (e.g. groceries + household). • Transfer between wallets — Move money between your accounts and track it accurately. • Multiple wallets — Organise your money by account or purpose. • Budgets — Set limits by category and see how much you've spent. • Savings goals — Define targets and track progress. • Debt tracker — Record who owes you money and what you owe others. • Recurring transactions — Schedule regular income or expenses automatically. • Reminders — Get notified for upcoming due amounts. • Advanced reports — Bar and pie charts broken down by category, date range, and wallet. • Comparison reports — Compare spending month-over-month or period-over-period at a glance. • Net worth — See your total assets minus liabilities in one dashboard. • Calendar view — Browse transactions day by day on a monthly calendar. • CSV import — Import transactions from a spreadsheet in seconds. • Multiple currencies — Support for VND, USD, EUR and more; rates are cached for offline use. • Privacy blur — Lock the app with Face ID, fingerprint, or PIN; sensitive amounts are blurred until unlocked. • Cloud sync — Sign in with Google or email to sync across all your devices. • Spending Insights — automatically detects unusual expenses, highlights categories where you overspend, and forecasts your total spending for the coming month based on your habits. • Envelope Budgeting — allocate 100% of your income into category "envelopes" before the month begins (zero-based budgeting). See at a glance how much is left in each envelope and get warned before you overspend. • Tax Report — mark any expense as tax-deductible and choose a category (Business, Medical, Charity, Education, Other). At year-end, view a full summary grouped by category and month, then export to CSV or PDF for your accountant. • Clean, simple design — Focus on your finances without clutter. Whether you're tracking daily coffee or keeping an eye on the budget, this app helps you stay in control of your money. Download now and start managing your finances with less effort.

The simplest way to understand your money. SpendRight helps you track your income and expenses (even subscriptions) in minutes. Simply upload your bank or credit card statements, and AI automatically extracts and organizes every transaction—without requiring your bank login. Your financial data stays private and on your device. How It Works 1. Take a photo, choose an image from your gallery, or upload a PDF statement. 2. AI extracts every transaction automatically (even your recurring subscriptions!). 3. Review, make any edits, and save. Your spending is instantly organized. Smart From the Start • Automatically categorizes thousands of merchants worldwide. • Supports both bank and credit card statements. • Detects transfers and subscriptions intelligently to reduce duplicates. • Learns from your corrections so future imports become even more accurate. See the Full Picture • Monthly cash flow and spending summaries • Track recurring subscriptions / payments easily so you don't get drained by hidden auto-bills. • Category breakdowns and month-over-month comparisons • Monthly and yearly spending trends • Search and filter transactions by date, account, or category • View previously imported statements with PDF preview Privacy First • No account required • No bank login needed • No cloud sync • No ads • Your data stays on your device • Supports multiple currencies, with light and dark mode SpendRight Unlimited Unlock unlimited statement imports and premium features with SpendRight Unlimited for US$7.99 per month or $79.99 per year. Your subscription automatically renews unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime through your Apple Account Settings after purchase. End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/