Planfolio vs ThinkFinance AI
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Planfolio
Gain a clear understanding of your total asset ownership and their quality. This app uses AI to analyze drivers and risks, providing fundamental analysis and valuation metrics for each holding. It prioritizes privacy by parsing broker statements on your device.
- AI-driven asset research
- Fundamental analysis and scoring
- Dividend tracking
- Wealth planning and projections
- Privacy-focused data handling
- App Lock with Face ID/PIN
Read full descriptionHide full description
Planfolio turns your portfolio into a plan. Define a clear investment strategy and a financial freedom goal, then monitor and steer your stocks, ETFs and crypto against it โ with a constant portfolio health check, deep fundamental analysis and AI research that shows you exactly where to act. WHY PLANFOLIO IS DIFFERENT Most portfolio trackers stop at showing you numbers. Planfolio tells you what those numbers mean for YOUR strategy: Is your allocation drifting? Is one position quietly dominating your risk? Are you still on track for financial independence? Planfolio answers these questions automatically, every day. PORTFOLIO HEALTH CHECK WITH PERSONAL RECOMMENDATIONS A 5-dimension health radar continuously scores your portfolio on diversification, fundamentals, volatility, dividends, and goal progress โ measured against the strategy YOU defined. Instead of generic scores you get personalized, actionable insights to fix weak spots before they hurt performance. FUNDAMENTAL ANALYSIS MADE SIMPLE Skip the spreadsheet. Forget about 100s of numbers. Planfolio condenses financial health, growth, profitability, price evaluation, return and risk factors into clear visual overviews for every stock and ETF โ P/E, PEG, margins, revenue and earnings growth, payout ratio and more. Spot overvalued positions and hidden risks in seconds, not hours. POSITION IMPACT ANALYTICS See what each holding actually does to your portfolio: how it shifts your returns, volatility, and diversification. Check the impact BEFORE you buy โ for any stock on your watchlist โ and make every trade a deliberate strategy decision. AI RESEARCH SAVES YOU HOURS Your home screen shows an intraday AI summary of the major market drivers, so you always know what is moving markets. For every asset, AI research delivers the key growth drivers and risk factors in a 12-month outlook. Know what political and market factors are important for your holdings. YOUR FINANCIAL FREEDOM PLAN, BUILT IN Set your FIRE or wealth target and Planfolio projects your path with realistic return scenarios, savings rates and withdrawal strategies. Know your FI number, FI date, and track whether you are ahead or behind plan โ and what to change if you are not. TAX INSIGHTS Planfolio breaks down your realized gains, losses and dividend income per tax year, so you know where you stand before the filing deadline. See your taxable gains at a glance instead of reconstructing them from broker statements. EVERYTHING ELSE YOU EXPECT FROM A MODERN TRACKER - Automatic broker sync or CSV import (DeGiro, Robinhood, Schwab, Trade Republic, Vanguard, and many more) - Import from your current portfolio tracker (Parqet, Portfolio Performance and more) - Real-time and intraday prices, performance and gain charts for every period - Dividend calendar, income tracking and dividend growth analysis - Multi-currency support with automatic conversion to your home currency - Watchlists with full analysis before you invest - Beautiful, fast native app PRIVACY BY DESIGN โ NOT AS A TAGLINE Your financial data is end-to-end encrypted on your device before anything is stored. The encryption keys never leave your phone, so nobody but you can read it. No ads, no data selling, no profiling. "We don't sell your data" isn't good enough โ we can't even see it. TRY EVERYTHING FREE FOR 14 DAYS Explore ALL Pro features for 14 days โ no credit card, no upfront subscription. Afterwards you automatically continue on the free tier. Love Planfolio Pro? Keep every feature unlocked with a monthly or discounted annual subscription. Whether you are building long-term wealth with ETFs, hunting dividend income, or managing a focused stock portfolio on your way to financial independence โ Planfolio gives you the strategy, the analysis and the daily guidance to stay on track. Planfolio is an information tool, not investment advice. Terms of Use (EULA): https://planfolio.io/terms Privacy Policy: https://planfolio.io/privacy
ThinkFinance AI
Read full descriptionHide full description
ThinkFinance AI is your personal AI-powered financial advisor, built for everyday investors and smart budgeters. Whether you're tracking your portfolio, monitoring live markets, or need instant financial guidance - ThinkFinance AI has you covered. ** REAL-TIME MARKET DATA ** - Live prices for top stocks: AAPL, NVDA, TSLA, GOOGL, MSFT, AMZN, META, AMD - Cryptocurrency tracking: BTC, ETH, SOL, BNB - Major indices: S&P 500, NASDAQ, DOW, VIX - Live market open/closed indicator & last-updated timestamps ** AI FINANCIAL ADVISOR ** - Powered by Google Gemini AI - Ask anything: "How is my portfolio doing?" or "Should I buy Apple stock?" - Natural language portfolio management - just say "Add 10 shares of NVIDIA" - Personalized insights based on your actual holdings ** PORTFOLIO TRACKER ** - Track all your stock holdings in one place - See real-time gains and losses vs. your purchase price - AI automatically analyzes your positions upon request - Add or remove holdings with a single message to the AI ** SMART BUDGET MANAGER ** - Set your monthly income and spending categories - Log transactions and track where your money goes - Visual spending breakdowns at a glance - Stay on top of your finances every day ** SECURE & PRIVATE ** - All data encrypted and stored securely - Passwords are hashed - never stored in plain text - HTTPS for all communications - We never sell your data ThinkFinance AI is completely free. No subscriptions, no paywalls, no hidden fees. Start thinking smarter about your money today.
Screenshots
Verdict
The clearest difference is in-app purchases: ThinkFinance AI at none against Planfolio's 4. ThinkFinance AI also leads on device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Planfolio sells 4 in-app purchases, starting at $9.99 per month. ThinkFinance AI asks for nothing beyond the download.
| Parameter | Planfolio | ThinkFinance AI |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Weekly | โ |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Monetization | Freemium | โ |
| Devices | iPhone | iPhone, iPad, iPod โ better |
| Requires iOS | 16.0 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 99 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Surplexic GmbH | Patient Solution, INC |
In-app purchases
Planfolio
- Prisma Pro Monthly$9.991 Month
- Planfolio Pro Monthly$9.991 Month
- Prisma Pro Yearly$79.991 Year
Show 1 moreShow fewer
- Planfolio Pro Yearly$79.991 Year
ThinkFinance AI
No in-app purchases
Questions
Is Planfolio free?
Is ThinkFinance AI free?
Do Planfolio or ThinkFinance AI have ads?
Other comparisons















