Elekto vs Skei

Elekto is your personal credit card assistant powered by on-device Apple Intelligence. Get smart recommendations for which card to use based on where you are or what you're buying. HOW IT WORKS Share your location or describe what you're buying — flights, groceries, gas — and Elekto tells you which credit card to use for the best rewards. All analysis happens entirely on your iPhone. Nothing leaves your device. MANAGE YOUR CARDS Add your credit cards with custom rewards descriptions. Organize them with drag-and-drop and custom colors. Export and import your card data with .elekto files for easy backup and sharing. PRIVACY FIRST - 100% on-device AI — no cloud servers, no tracking - Location accessed only when you ask, never stored - Never collects card numbers, CVVs, or account details - All card data stays on your iPhone Elekto is free with no paywall. Every feature is available without paying. You may have up to 5 cards for free. Subscriptions are available to allow the use of more. Optional tips support continued development. Requires iPhone 15 Pro or later with Apple Intelligence enabled. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

A minimal expense tracker / no financial noise. No accounts, no subscriptions, no complexity. Just track what you spend. And what you earn. Your data stays on your iPhone and in your private iCloud. You own it. Always. Skei is a privacy-first money tracker designed for clarity. Pay Once. Use Forever. Unlock with a simple one-time purchase and use Skei forever. Most budget apps are overloaded with charts, complex analytics, and financial jargon. Skei is different. It’s a minimalist spending tracker built for everyday life. Open the app. Swipe. Add an expense or income. Done. That’s the system. Essential Overview Everything in one simple screen: • Total income • Total expenses • Category breakdown Clear numbers. No dashboards. No overwhelm. Stay aware of your spending without turning your life into a spreadsheet. Minimal by design, but flexible where it matters: • Multiple currencies (US Dollar, Euro, British Pound, Swiss Franc, Japanese Yen, Korean Won, Swedish Krona, Norwegian Krone) • Multiple languages (English, Deutsch, Français, Español, Italiano, Português, Nederlands, Norsk, Svenska) • Offline, no account, you own your data • Custom categories • Transaction export • Light and Dark mode • Customizable themes • Face ID / Touch ID protection • iCloud sync across devices • Fast numeric input • Smooth gestures Every interaction is built to reduce friction. Why Skei? Because you don't need 27 charts. You need consistency. Skei helps you build awareness around your money with a simple, private, no-subscription expense tracker experience. If you’re looking for a minimal budget alternative, a clean money manager, or a privacy-first spending tracker, Skei is built for you. Swipe. Add. Done.