Elekto vs cashBASIC

Elekto is your personal credit card assistant powered by on-device Apple Intelligence. Get smart recommendations for which card to use based on where you are or what you're buying. HOW IT WORKS Share your location or describe what you're buying — flights, groceries, gas — and Elekto tells you which credit card to use for the best rewards. All analysis happens entirely on your iPhone. Nothing leaves your device. MANAGE YOUR CARDS Add your credit cards with custom rewards descriptions. Organize them with drag-and-drop and custom colors. Export and import your card data with .elekto files for easy backup and sharing. PRIVACY FIRST - 100% on-device AI — no cloud servers, no tracking - Location accessed only when you ask, never stored - Never collects card numbers, CVVs, or account details - All card data stays on your iPhone Elekto is free with no paywall. Every feature is available without paying. You may have up to 5 cards for free. Subscriptions are available to allow the use of more. Optional tips support continued development. Requires iPhone 15 Pro or later with Apple Intelligence enabled. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Take control of your finances — privately. cashBASIC is a personal finance tracker that keeps all your data on your device. No cloud. No bank connections. No analytics. No accounts to create. Just you and your money. FEATURES - Multiple Accounts: Track checking, savings, credit cards, cash, and more. Each with its own currency and opening balance. - Smart Budgets: Set monthly spending limits by category. Get visual warnings at 80% and alerts when you exceed your budget. - Detailed Reports: See where your money goes with interactive charts. Filter by date range, account, or category. View breakdowns as donut charts with percentage splits. - Dashboard Overview: Your complete financial snapshot on one screen — total balance across all accounts, recent transactions, and active budget status. - Transfer Fees: Track bank charges and exchange commissions when moving money between accounts. - Multi-Currency Support: Set a different currency for each account. You can manually add any currency. - Category Management: Comes with pre-loaded expense and income categories, plus full customization — add, edit, reorder, or remove categories to fit your life. - Full Privacy: No data ever leaves your device. No tracking, no analytics, no third-party SDKs. Your financial data is yours alone. DESIGNED FOR SIMPLICITY No sign-up required. Open the app and start tracking immediately. Manual entry means you stay conscious of every transaction. Built entirely with Apple frameworks — no third-party code. Lightweight, fast, and respects your privacy by design.