Comparison

Outflows vs Debt off planner

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Outflows

Features
Read full description

Outflows is the easiest way to stay ahead of bills, subscriptions, and recurring expenses, without the complexity of a full budgeting app. Most people track payments across emails, bank apps, reminders, and memory. That leads to missed due dates, late fees, and zero visibility over what is coming next. Outflows fixes that with one clean, focused experience built for real life. With Outflows, you can see what is due, what is paid, and what is next, all in seconds. Key Features - Track recurring and one-time bills in one place - Due date visibility so upcoming payments never surprise you - Monthly outlook to understand your fixed commitments at a glance - Payment history to keep a clear record of what you paid and when - Custom categories for cleaner organization - Home screen widget support for quick access to upcoming bills - Optional cloud sync and export features for backup and continuity Why Outflows Is Different - Simple by design: focused on bills and fixed expenses, not overwhelming budget setup - Fast to use daily: glanceable interface, quick updates, less friction - Built for clarity: clear timeline of upcoming and completed payments - Better fit for modern spending: handles subscriptions plus real-world bills together Other apps are often either too broad and complicated, or too narrow and subscription-only. Outflows is the sweet spot: focused, elegant, and practical. Stay organized, avoid late fees, and feel in control of your money flow with Outflows.

About

Debt off planner

Features
Read full description

personal-debt is a personal debt management app that helps you track multiple debts, generate repayment plans automatically, and monitor your repayment progress over time. Whether you have credit card balances, personal loans, or money borrowed from friends/family, you can manage everything in one place to reduce missed payments and overdue risk. What you can do: - Track and manage multiple debts (amount, rate, start date, due date) - Auto-generate common repayment plans - View each payment breakdown (principal, interest, overdue fees) - Monitor repayment progress and history - Compare repayment strategies and choose what fits your situation - Enable local reminders to avoid missing due dates Why users like it: - Clear and simple workflow focused on track-plan-execute - Local-first design with on-device storage by default - Built for long-term debt tracking and daily financial discipline Disclaimer: This app is a debt tracking and estimation tool only. It does not provide investment, lending, or legal advice. Please follow your actual contracts and lender statements. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Outflows4 screens
Debt off planner4 screens

Verdict

The call

The clearest difference is device support: Outflows at 3 against Debt off planner's 1. Outflows also leads on iOS requirement (15.1 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Outflows sells 2 in-app purchases, starting at $1.99 per month and Debt off planner sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

Scorecard2 real differences Β· 4 level
Outflows versus Debt off planner: the parameters behind the verdict, then further details
ParameterOutflowsDebt off planner
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.1 β€” better17.6
Further details β€” not scored
Size54 MB10 MB
Age rating4+17+
DeveloperPaulo CristoεΉ³η›Š ηŽ‹

In-app purchases

2 purchases

Outflows

Subscriptions1
  • Monthly$1.991 Month
One-time1
  • Lifetime Access$9.99
2 purchases

Debt off planner

Subscriptions2
  • θΏžη»­εŒ…ζœˆ$1.991 Month
  • θΏžη»­εŒ…εΉ΄$17.991 Year

Questions

Is Outflows free?
Outflows is free to download, with in-app purchases available.
Is Debt off planner free?
Debt off planner is free to download, with in-app purchases available.
Do Outflows or Debt off planner have ads?
Neither Outflows nor Debt off planner shows ads.
Which is updated more often, Outflows or Debt off planner?
Outflows ships an update every 2 weeks, and Debt off planner every 2 weeks. Most recently, Outflows was updated on October 9, 2026 and Debt off planner on October 11, 2026.

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