Spentio vs MyFinances
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spentio
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Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings, budgets and what you've already spent. LOG IN SECONDS • Type an item and its price; the category is guessed for you • Scan a receipt and every line lands in the right category • Log Apple Pay purchases automatically with a Shortcuts automation • Add several items at once, or a whole shopping trip as one receipt SEE WHAT'S LEFT • One clear number: left to spend today, this week or this month • Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st • A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET • Share a profile with your partner or family through iCloud: you both add, you both see it • Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY • Where the month is heading at your current pace • Small leaks: the little purchases that quietly add up • Every subscription and what it costs you a year • A monthly recap you can share PLAN AHEAD • Savings goals that fill up as you save • A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% • Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN • No bank login, no account, no ads • Your data stays on your iPhone and in your iCloud • Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio
MyFinances
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MyFinances è l'app per le finanze personali pensata per chi vuole avere tutto sotto controllo, senza rinunciare alla privacy. TIENI TRACCIA DELLE TUE FINANZE Registra entrate, uscite e trasferimenti tra i tuoi wallet con pochi tap. Organizza le transazioni per categoria, aggiungi note e tieni sempre sotto controllo il tuo patrimonio in tempo reale. WALLET MULTIPLI Gestisci conti bancari, contanti, criptovalute, investimenti e risparmi in un unico posto. Ogni wallet ha il suo saldo aggiornato automaticamente ad ogni transazione. DIVIDI LE SPESE CON GLI AMICI Con i Conti Condivisi puoi creare un gruppo, aggiungere i partecipanti e tenere traccia di chi ha pagato cosa. Condividi il link di invito, e l'app calcolerà automaticamente chi deve quanto a chi — senza registrazione obbligatoria per i partecipanti. SCANNER SCONTRINI CON AI Fotografa uno scontrino e l'intelligenza artificiale estrarrà automaticamente importo, data e categoria della spesa. Risparmia tempo e riduci gli errori di inserimento manuale. GRAFICI E ANALISI Visualizza l'andamento delle tue entrate e uscite nel tempo con grafici chiari e intuitivi. Scopri dove vanno i tuoi soldi mese per mese. PRIVACY AL PRIMO POSTO Tutti i dati finanziari sono salvati localmente sul tuo dispositivo — nessun dato viene condiviso con terze parti. Attiva la modalità privacy per nascondere i numeri con un tap, ideale quando mostri l'app ad altri. Proteggi l'accesso con Face ID, Touch ID o un PIN personale. BUDGET Imposta budget mensili per categoria e monitora in tempo reale quanto stai spendendo rispetto al limite che ti sei dato. ESPORTAZIONE DATI Esporta tutte le tue transazioni in formato CSV per analisi su foglio di calcolo, o crea un backup completo in JSON. I tuoi soldi, le tue regole.
Screenshots
Verdict
The clearest difference is in-app purchases: MyFinances at none against Spentio's 3. MyFinances also leads on iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spentio sells 3 in-app purchases, starting at $3.99 per month. MyFinances asks for nothing beyond the download.
| Parameter | Spentio | MyFinances |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 26 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | BASTIAN VIDELA | DAVIDE FORNIERI |
In-app purchases
Spentio
- Spentio Pro$3.991 Month
- Spentio Pro14 Days trial$19.991 Year
- Spentio Pro Lifetime$39.99
MyFinances
No in-app purchases








