Spentio vs Budget

Know where your money actually goes. Spentio is a private expense tracker designed for quick daily logging. Clear, separate fields for amount, name, and category make each entry deliberate and mistake-resistant. Category suggestions adapt to your history, so most entries need just a tap. Charts show the patterns without the guilt. DESIGNED FOR DAILY USE • Streamlined entry flow — separate fields for amount, title, and category • Autocomplete learns from your history • Smart category suggestions adapt as you use the app • Inline category creation — no friction • Quantity, date, and store fields when you need them SEE THE FULL PICTURE • Monthly dashboard with a donut chart breakdown • Drill down from category totals to individual purchases • Weekly, monthly, yearly, and all-time views • Month-over-month deltas • Per-category trends with detailed charts INCOME, BILLS AND SAVINGS • Track recurring expenses and subscriptions • Set savings goals alongside your spending • Optional income tracking with a remaining-budget bar • Custom spending periods (start your month whenever payday hits) HOME SCREEN WIDGET Small and medium widgets show your spending at a glance. Toggle between "spent" and "remaining" to match how you think. EXPORT AND OWN YOUR DATA • CSV export for any date range • Formatted PDF reports • iCloud sync across your devices — processed by Apple, never seen by us PRIVACY FIRST Your financial data never leaves your device unless you choose iCloud sync. No analytics. No third-party tracking. No account required. No ads, ever. SPENTIO PRO Unlock unlimited recurring expenses and savings goals, yearly and all-time stats, category trend charts, budget alerts, weekly and monthly summaries, CSV and PDF export, and the remaining-budget widget mode. Available as a monthly subscription or a one-time lifetime purchase. Made by Tupungato Studios. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

Where does your money actually go each month? Budget shows you. No ads, no account needed. Log every expense, income, transfer, charge, or payment. Pick the account, pick the category, add an optional note. Set monthly limits per category, schedule recurring bills and paychecks, and save toward goals like vacation or an emergency fund. Everything you log lives on your phone, with no sign-in and no cloud sync. Answers to your money questions • Where did all my money go this month? • How much can I still spend on groceries before I'm over budget? • What's my current net worth? • When is my next bill due? • How much have I saved for vacation so far? • Did this account move up or down this month? Transactions • Expense, income, and transfer entries • Charge and payment entries for credit cards and loans • Required fields: amount, account, category, date • Optional note on every transaction • Edit or delete with a tap Accounts • Asset accounts: cash, checking, savings, investment • Liability accounts: credit cards, loans, lines of credit • Per-account name, color, and a toggle to include or exclude from your total • Balances roll up to a Net Worth total • Bars showing each account's share of the total • Archive retired accounts and restore them later Budgets • One-off budgets per expense category, per month • Recurring budget templates that renew every month • Progress bar with remaining or over-by amount • Tap a category to see the month's transactions • End a recurring budget on any month Recurring transactions • Daily, weekly, biweekly, semimonthly, monthly, or yearly cadence • Optional end date on every series • Upcoming entries appear on the home screen • Calendar shows projected and recorded entries with different markers Saving goals • Name, optional target, optional deadline • Presets: Vacation, Car, House, Wedding, Emergency Fund • Progress ring with percent complete and a Reached state • Deposits and withdrawals create linked transactions • See remaining amount, percent complete, and days to deadline Calendar • Month grid with markers on transaction days • Different markers for recorded and projected (recurring) entries • Tap a day to see that day's transactions and projections • Projected end-of-month balance at the top Stats • Expense breakdown by category for the active range • This Month or Last 6 Months toggle • 6-month income and expense bar chart • Income, Expense, and Net columns at the bottom • Tap any category in the legend to see its transactions Net Worth • Assets minus liabilities at the top • Month-to-date change since the start of the month • Line chart of net worth over time • Per-account asset and liability breakdowns More to explore • 28 hand-built themes • Daily reminder with quiet days • Cent-accurate math, no rounding errors • Translated into 39 languages Ad-free & private • No ads • All data stays on your device • No account required. Works completely offline Your money, your phone. Disclaimer This app is for personal money tracking and is not financial advice. All figures reflect what you log. Always verify against your bank or card statements.