Comparison

Spentio vs R3ALITY

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spentio

Features
Read full description

Know where your money actually goes. Spentio is a private expense tracker designed for quick daily logging. Clear, separate fields for amount, name, and category make each entry deliberate and mistake-resistant. Category suggestions adapt to your history, so most entries need just a tap. Charts show the patterns without the guilt. DESIGNED FOR DAILY USE β€’ Streamlined entry flow β€” separate fields for amount, title, and category β€’ Autocomplete learns from your history β€’ Smart category suggestions adapt as you use the app β€’ Inline category creation β€” no friction β€’ Quantity, date, and store fields when you need them SEE THE FULL PICTURE β€’ Monthly dashboard with a donut chart breakdown β€’ Drill down from category totals to individual purchases β€’ Weekly, monthly, yearly, and all-time views β€’ Month-over-month deltas β€’ Per-category trends with detailed charts INCOME, BILLS AND SAVINGS β€’ Track recurring expenses and subscriptions β€’ Set savings goals alongside your spending β€’ Optional income tracking with a remaining-budget bar β€’ Custom spending periods (start your month whenever payday hits) HOME SCREEN WIDGET Small and medium widgets show your spending at a glance. Toggle between "spent" and "remaining" to match how you think. EXPORT AND OWN YOUR DATA β€’ CSV export for any date range β€’ Formatted PDF reports β€’ iCloud sync across your devices β€” processed by Apple, never seen by us PRIVACY FIRST Your financial data never leaves your device unless you choose iCloud sync. No analytics. No third-party tracking. No account required. No ads, ever. SPENTIO PRO Unlock unlimited recurring expenses and savings goals, yearly and all-time stats, category trend charts, budget alerts, weekly and monthly summaries, CSV and PDF export, and the remaining-budget widget mode. Available as a monthly subscription or a one-time lifetime purchase. Made by Tupungato Studios. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

About

R3ALITY

Features
Read full description

R3ALITY keeps receipts, warranties, returns, and spending in one place β€” so nothing important gets lost. Available in English, German, Polish, and Russian. WHAT YOU CAN DO β€’ Scan or upload receipts (photo or PDF) β€’ Automatic extraction of merchant, date, amount, and line items β€’ Warranty and return deadlines with reminders β€’ Budget overview by category and time period β€’ Search and filter your receipt history β€’ Secure sign-in and encrypted sync FREE TO START Every account includes a free plan with up to 5 receipts every 30 days β€” no credit card required. PREMIUM PLANS (optional) Need more capacity? Subscribe in the app: β€’ 30 receipts per month β€’ 60 receipts per month β€’ Unlimited receipts Monthly and annual billing are available. Subscriptions renew automatically until you cancel in your Apple ID account settings. Upgrades take effect immediately; unused time on your current plan may be refunded by Apple according to App Store policy. PRIVACY & SECURITY Your data is encrypted in transit and at rest. Sign-in protects access to your account. Privacy policy: https://r3ality.app/en/privacy.html Terms of Use: https://r3ality.app/en/terms Subscriptions and upgrades are handled securely through the official App Store billing system.

Screenshots

Spentio4 screens
R3ALITY4 screens

Verdict

The call

The clearest difference is iOS requirement: R3ALITY at 15.0 against Spentio's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spentio sells 3 in-app purchases, starting at $1.99 per month and R3ALITY sells 6 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spentio ships an update fortnightly, R3ALITY every 8 days. The most recent releases landed on October 2, 2026 and October 11, 2026 respectively.

Scorecard1 real difference Β· 5 level
Spentio versus R3ALITY: the parameters behind the verdict, then further details
ParameterSpentioR3ALITY
PriceFreeFree
Update frequencyFortnightlyEvery 8 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod β€” better
Requires iOS17.015.0 β€” better
Further details β€” not scored
Size15 MB59 MB
Age rating4+4+
DeveloperBASTIAN VIDELAR3NEW Holding Ltd

In-app purchases

3 purchases

Spentio

Subscriptions2
  • Spentio Pro$1.991 Month
  • Spentio Pro1 Month trial$9.991 Year
One-time1
  • Spentio Pro Lifetime$14.99
6 purchases

R3ALITY

Subscriptions6
  • 30 receipts/month Β· Pay monthly$1.991 Month
  • 60 receipts/month Β· Pay monthly$3.491 Month
  • Unlimited receipts Β· Pay monthly$11.491 Month
Show 3 more
  • 30 receipts/month Β· Pay annually$22.991 Year
  • 60 receipts/month Β· Pay annually$36.901 Year
  • Unlimited receipts Β· Pay annually$131.991 Year

Questions

Is Spentio free?
Spentio is free to download, with in-app purchases available.
Is R3ALITY free?
R3ALITY is free to download, with in-app purchases available.
Do Spentio or R3ALITY have ads?
Neither Spentio nor R3ALITY shows ads.
Which is updated more often, Spentio or R3ALITY?
Spentio ships an update fortnightly, and R3ALITY every 8 days. Most recently, Spentio was updated on October 2, 2026 and R3ALITY on October 11, 2026.

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