Spentio vs Milli
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spentio
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Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS β’ Type an item and its price; the category is guessed for you β’ Scan a receipt and every line lands in the right category β’ Log Apple Pay purchases automatically with a Shortcuts automation β’ Add several items at once, or a whole shopping trip as one receipt β’ Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT β’ One clear number on Home: what you've spent or what's left, today, this week or this month β’ Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st β’ A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET β’ Share a profile with your partner or family through iCloud: you both add, you both see it β’ Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY β’ Where the month is heading at your current pace β’ Small leaks: the little purchases that quietly add up β’ Every subscription and what it costs you a year β’ A monthly recap you can share PLAN AHEAD β’ Savings goals that fill up as you save β’ A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% β’ Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN β’ No bank login, no account, no ads β’ Your data stays on your iPhone and in your iCloud β’ Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio
Milli
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A private money tracker that asks nothing of you. No account, no ads, no data collection β and one payment instead of a subscription. Log what you spend in a couple of taps, and see where the month is going. TRACK WHAT YOU SPEND β’ Log an expense or income in seconds from the amount pad β’ Smart Chat β log expenses by typing in plain language, and Milli learns your words to file them automatically. Add your own Taught words for instant sorting β’ A color-coded category wheel that fills in as you type β’ Custom categories and icon tags to slice spending your way β’ Proper transfers between accounts, counted once instead of twice β’ Recurring payments so rent, salary and subscriptions post themselves β’ Ask Siri to log an expense without opening the app SEE WHERE THE MONTH WENT β’ A dashboard with your balance, your spending and what is left β’ Budget Mode β set a monthly target overall or per category, and watch progress live β’ Spending rate tells you whether you are ahead or behind for the month β’ Category breakdowns, savings trends and net worth, without a spreadsheet β’ Multiple accounts and ledgers in different currencies, with your own exchange rates β’ Swipe between months, or pick any date range you like ON YOUR HOME SCREEN AND YOUR WRIST β’ Seventeen widgets: net worth, this month's spending, budget progress, spending rate, expense categories, account favorites and one-tap add buttons β’ Add an expense straight from a widget without opening the app β’ A full Apple Watch app for logging while you are out β’ Runs on iPad too β the same app on a bigger screen, no second purchase GROW A GARDEN WHILE YOU SAVE β’ Earn a coin for every transaction you log by hand β’ Spend coins on an aquarium and a garden β fifty species to collect β’ Streaks and a running count of the days you have logged β’ Budgeting that doesn't feel like homework YOUR DATA IS YOURS β’ There is no Milli account and no Milli server. We never see your numbers. β’ The "Data Not Collected" label on this page is not marketing β Milli collects nothing at all β’ Optional iCloud sync keeps your devices in step through your own private iCloud, which only you can read β’ Lock the app with Face ID or a passcode β’ No ads, no trackers, nothing sold to anyone SPEAKS YOUR LANGUAGE Milli is fully translated into 32 languages β Arabic, Bengali, Chinese (Simplified and Traditional), Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Urdu and Vietnamese β with currencies and date formats that follow your region, not ours. FREE, AND PREMIUM Milli is free to use with three accounts, twenty expense categories and five income categories. One purchase unlocks unlimited accounts, categories and color tags, iCloud backup and sync, CSV and backup export, every widget, and the Apple Watch app. Pay once, use forever. No auto-renewal, no monthly fee, no free trial that quietly becomes one. Questions or ideas? We read every message.
Screenshots
Verdict
The clearest difference is update cadence: Spentio at every 2 days against Milli's every 5 days. Milli's advantage is device support (3 vs 1) and iOS requirement (17.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spentio sells 3 in-app purchases, starting at $3.99 per month and Milli sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spentio ships an update every 2 days, Milli every 5 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Spentio | Milli |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days β better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, Apple Watch β better |
| Requires iOS | 26.0 | 17.0 β better |
| Further details β not scored | ||
| Size | 35 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | BASTIAN VIDELA | IVAN VILLA CAYABYAB |
In-app purchases
Spentio
- Spentio Pro$3.991 Month
- Spentio Pro14 Days trial$19.991 Year
- Spentio Pro Lifetime$39.99
Milli
- Milli Premium$3.99









