Comparison

GoodMoat vs Moatly.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoodMoat

This app provides professional valuation tools for value investors, focusing on stock fundamentals. It offers features like stock watchlists, intrinsic value calculators, and market news to help users identify undervalued companies.

Highlights
  • Stock watchlist with personalized news
  • Intrinsic value calculation (DCF, Graham Number)
  • Reverse DCF analysis
  • Side-by-side stock comparison
  • Multi-year and CAGR return calculators
  • AI investment assistant
Features
Read full description

Find undervalued stocks with professional valuation tools. Built for value investors who focus on fundamentals. STOCKS WATCHLIST Build and monitor your own universe of stocks in one place: - Add any stock to your personal watchlist - Track prices and key metrics at a glance - Personalized market news tailored to the companies you follow - Get only the headlines that matter to your portfolio — no noise INTRINSIC VALUE CALCULATOR Calculate fair value using proven methods: - EPS DCF - Discounted Cash Flow based on earnings per share growth - FCF DCF - Free Cash Flow model for true owner earnings - Dividend DCF - Adjusted dividend model for income stocks - Graham Number - Benjamin Graham's classic safety formula - PEG Fair Value - Growth-adjusted valuation - Earnings Fair Value - P/E based fair price estimate Get a Worst / Base / Best case for every model. Instant verdict: Undervalued, Fairly Valued, or Potentially Overvalued. REVERSE DCF Work backwards from the market price. Discover what growth rate the market is already pricing in - and decide if it's realistic. - Market-implied growth rate at a glance - Sensitivity table: see fair value across different discount & growth rates - Reality Check: compare implied growth vs S&P 500 avg, analyst estimates, and historical FCF growth - Margin of Safety calculator with your own conservative growth input STOCK COMPARISON Compare any two companies side by side across 15+ fundamental metrics: P/E Ratio, Forward P/E, PEG Ratio, EV/EBITDA, P/S Ratio, EPS, Book Value, Dividend Yield, Profit Margin, Beta, Market Cap, 52W High/Low, Analyst Price Target See who wins each metric with clear visual indicators. Includes a performance chart and valuation comparison across Fwd P/E, EV/EBITDA, FCF, EPS, and P/S. MULTI-YEAR RETURN CALCULATOR Calculate total return on any stock over any time period: - Total return = price appreciation + dividends reinvested - CAGR breakdown: Price CAGR vs Dividend CAGR - Visual donut chart showing return composition - Perfect for evaluating long-term buy-and-hold performance CAGR CALCULATOR Two modes in one tool: - Calculate CAGR - enter beginning value, ending value & years - Reverse CAGR - enter a target and find the required growth rate MARKET NEWS Stay informed with curated financial headlines: - Filter by Markets, Earnings, IPO, M&A - Sentiment tags: Bullish, Bearish, Neutral - Linked ticker symbols on every article - Personalized feed based on your watchlist stocks AI INVESTMENT ASSISTANT Ask questions, interpret results, and understand valuation models - your personal investing co-pilot built right into the app. DISCLAIMER GoodMoat is designed for educational and informational purposes only. All calculations, valuations, and results are based on publicly available financial data and mathematical models - they do not constitute financial advice, investment recommendations, or an offer to buy or sell any security. Market data and financial figures displayed in the app may be delayed, incomplete, or inaccurate. Always verify data independently before making any investment decision. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Please consult a licensed financial advisor before making any investment decisions. The developers of this app are not registered financial advisors and assume no liability for any actions taken based on information provided within the app. Subscription Terms: Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tidystorm.com/privacy

About

Moatly.

This app provides a structured framework for stock analysis, focusing on understanding a business, its competitive advantages, management quality, and valuation. It offers automated financial data, personalized scores, and an AI mentor to help investors make informed decisions without guesswork.

Highlights
  • Moatly Valuation Framework
  • Automated financial data
  • Personalized Meaning score
  • Stock ideas based on Circle of Competence
  • Unlimited Watchlist with alerts
  • AI mentor and analyst
  • Scenario testing
Features
Read full description

Search any stock. Get four scores and the price worth paying. Most investors know what to buy. Few know why. Moatly fixes that. Built around the Moatly Valuation Framework — Meaning, MOAT, Management, and Margin of Safety — it turns hours of research into a conviction score for any stock you search. No spreadsheets. No guesswork. Browse and value any company before you create anything. No account needed, no card to try it. THE MOATLY VALUATION FRAMEWORK: MEANING — Do you actually understand this business? Moatly scores your fit using your Circle of Competence and a five-question Conviction Check. MOAT — Does this business have a durable competitive advantage? Scored on revenue, earnings, equity, operating cash flow, and free cash flow growth across 10 years. No analyst opinions — just the math. MANAGEMENT — Is leadership genuinely owner-oriented? Scored on ROE, ROIC, ROA, debt discipline, and a proprietary MER Score. Great businesses are routinely destroyed by poor stewards. MARGIN OF SAFETY — Is today's price below what this business is worth? Three independent methods — Intrinsic-Value-based Margin of Safety, 10-CAP, and Payback Time. Know the math. Make your own call. DISCOVER — BROWSE THE WHOLE UNIVERSE: Over 900 companies scored and sortable. Filter by moat, management, margin of safety, sector or industry — or open "In the Value Zone" for everything trading below its value price today. Start from the idea, not the ticker. SUPERINVESTOR ACTIVITY — WHO ELSE OWNS IT: Moatly reads 13F filings and shows you, for any stock: - Which investors hold it, and how much of their portfolio it is - What they did last quarter — new, added, trimmed, or exited - A page per investor: portfolio, concentration, recent moves MOATLYAI — YOUR PERSONAL MENTOR & ANALYST: Answers grounded in your Watchlist, your scores, and real fundamentals. - MOAT deep analysis: moat type, durability, and risk signals - Management assessment: capital allocation track record and red flags - Daily insight: a personal observation on your Watchlist each morning WHY MOATLY IS DIFFERENT: Other apps give you more data and leave you to interpret it. Moatly gives you the four questions every serious investor must answer before committing a dollar. FEATURES: - Automatic financial data — EPS, FCF and growth rates, instantly - Meaning score and stock ideas based on your Circle of Competence - Superinvestor 13F holdings for any US-listed stock - Watchlist with value zone alerts — 3 companies free, unlimited on any plan - Scenario testing — adjust any input, see results live - Earnings calendar for your Watchlist stocks - Unlimited AI mentor conversations SUBSCRIPTIONS: - Free — browse and value every company, and track 3 on your Watchlist with value zone alerts. - Moatly Investor — $14.99/month The complete framework for every stock you analyze. - Moatly Investor + AI — $24.99/month Everything in Investor, plus MoatlyAI. Both plans are auto-renewable monthly subscriptions with a free first month — no charge until your trial ends. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://getmoatly.com/terms.html Privacy Policy: https://getmoatly.com/privacy.html DISCLAIMER: Moatly is an analytical and educational tool from Moatly LLC, which is not a registered investment adviser or broker-dealer. Nothing in the app constitutes investment, financial, legal, or tax advice, or a recommendation to buy, sell, or hold any security. All scores, valuations, and projections are estimates based on available data, may contain errors, and are not guarantees of future results. MoatlyAI responses are AI-generated and may be inaccurate. Always do your own due diligence, and consider consulting a licensed financial professional before investing.

Screenshots

GoodMoat4 screens
Moatly.4 screens

Verdict

The call

The clearest difference is monetization model: GoodMoat at free against Moatly.'s free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. GoodMoat sells 3 in-app purchases, starting at $4.99 per month and Moatly. sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for GoodMoat against 5.0 for Moatly.. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

GoodMoat ships an update every 2 weeks, Moatly. weekly. Both last shipped on October 31, 2026.

Scorecard1 real difference · 9 level
GoodMoat versus Moatly.: the parameters behind the verdict, then further details
ParameterGoodMoatMoatly.
PriceFreeFree
Rating5.0 (5 ratings)5.0 (4 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings5 — better4
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.114.0.0 — better
Further details — not scored
Size41 MB42 MB
Age rating4+4+
DeveloperSobiaLabelloBEE, LLC.

Customer experience

GoodMoat

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Moatly.

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

GoodMoat

Subscriptions2
  • Value Investor Toolkit Premium$4.991 Month
  • Value Investor Toolkit Premium$34.991 Year
One-time1
  • Value Investor Toolkit Premium$99.00
2 purchases

Moatly.

Subscriptions2
  • Moatly Investor1 Month trial$14.991 Month
  • Moatly Investor + AI1 Month trial$24.991 Month

Questions

Is GoodMoat free?
GoodMoat is free to download, with in-app purchases available.
Is Moatly. free?
Moatly. is free to download, with in-app purchases available.
Which has better reviews, GoodMoat or Moatly.?
GoodMoat and Moatly. are both rated 5.0 out of 5 on the App Store, from 5 and 4 ratings respectively.
Do GoodMoat or Moatly. have ads?
Neither GoodMoat nor Moatly. shows ads.
Which is updated more often, GoodMoat or Moatly.?
GoodMoat ships an update every 2 weeks, and Moatly. weekly. Most recently, GoodMoat was updated on October 31, 2026 and Moatly. on October 31, 2026.

Other comparisons