Fiscify vs Local Budget

AI expense tracker without bank linking. Log by voice, scan receipts, import statements, and see your Financial Health Score. Fiscify is the personal CFO for people who could never afford one. Powered entirely by your own data. Spot wasted subscriptions, stick to a budget, and know exactly what to do next. Talk or type in plain English; our AI parses amounts, categories, and dates so you spend less time logging and more time understanding your money. WHY FISCIFY? • Natural language first: Type or speak a sentence like "$45 on sushi at Blue Fin last night" and the app fills in amount, payee, category, and date. No forms. (Free: 100 entries/month. Unlimited with Fiscify Plus.) • AI expense tracker: Intelligent extraction understands "coffee at Starbucks $5.99," "gas 32.50 Shell," and bulk entries so you can log in seconds. • Receipt scanner: Snap a photo of any receipt. AI extracts total, merchant, date, and category and creates the transaction for you. (Free: 15 scans/month. Unlimited with Fiscify Plus.) • Statement import: Upload bank statement PDFs, Excel, or CSV. AI extracts transactions so you can review and add them in one go. (Free: 3 imports/month. Up to 10/month with Fiscify Plus.) • Voice expense entry: Speak your expense hands-free; speech-to-text plus AI parsing means you can log on the go. • Budget planner that sticks: Set monthly budgets by category, see progress at a glance, and stay on track with a clear dashboard. (Free: up to 2 budgets. Unlimited with Fiscify Plus.) • Financial Health Score: One score for your spending control, budget adherence, savings rate, and debt trajectory, with a clear next step to improve it. (Free: current score. Fiscify Plus unlocks your full score history.) • Subscription Hunter: Fiscify scans your transactions for recurring charges from streaming, apps, and memberships, so you can spot subscriptions quietly draining your budget and cancel what's not worth it. • Recurring bills, tracked automatically: See exactly when every recurring bill or subscription is due next. (Fiscify Plus catches more repeating charges and lets you choose when you get nudged.) • Debt payoff timeline: See every balance in one place with an estimated payoff date based on your own payments. (Fiscify Plus adds what-if scenarios for extra payments.) • AI-powered financial insights: Ranked, descriptive insights into your spending, budget recommendations, and anomalies. Unlock unlimited insights with Fiscify Plus. • One dashboard: Account balances, budget overview, cash flow (Sankey), Spending Runway, top categories, latest transactions, and duplicate/uncategorized surfacing. • Full expense control: Edit categories, add notes and tags, attach receipts, and manage multiple accounts. (Free: up to 2 accounts. Unlimited with Fiscify Plus.) • Transaction history: Free plan includes 90 days of history. Fiscify Plus unlocks your full history. Fiscify is built for people who want intelligent finance without the hassle: natural language and AI do the heavy lifting so you can focus on your financial health and goals. FISCIFY PLUS SUBSCRIPTION Fiscify Plus is an auto-renewable subscription that unlocks the full experience. • Monthly plan: $7.99/month • Annual plan: $49.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription at any time in iPhone Settings > Apple ID > Subscriptions. No refunds for the unused portion of a term. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fiscify.com/privacy-policy

Local Budget parses credit card statements, the PDF or CSV you download from your card issuer, and turns it into a budget you can actually see. All locally! No bank login. No account. Nothing leaves your phone. That last part is the whole point. You never link your bank to a middleman like Plaid, you never hand over a password, and nothing is uploaded, because there is no server to upload it to. It works in airplane mode. WHAT YOU IMPORT • The statement you already have, PDF or CSV, straight from your card issuer • Scanned or photographed statements too, read on your own device • Send one in from Files, Safari or Mail with the Share sheet • Import the same month twice by mistake and the duplicates get caught • Statement PDFs with a password open right in the app LESS BUSYWORK • Label a merchant once and it stays labeled on every future import • Write your own rules, or start from the categories already there • Split one charge across the categories it really belongs to • Check a statement's total against what was read, so nothing goes missing WHERE YOUR MONEY WENT • Spending by day, week, month or year, and you choose how far back to look • A category breakdown you can tap into, down to the transaction • Top merchants, so you can see who you actually pay the most • A running total for the month against the month before • A home screen widget for the latest month STAYING ON TRACK • Budgets per category, with rollover if you want it • Savings goals that tell you what to put aside each month • Recurring charges found from your own statements, and a reminder before a bill is due • Income, net worth and 17 currencies Your data stays yours. Face ID or Touch ID lock, no ads, no tracking, and one tap to export everything as CSV or delete all of it. Start free with 150 transactions. Local Budget Pro unlocks unlimited imports as a monthly or yearly subscription, and the price for your region is shown before you buy. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel any time in your App Store settings. Had a statement that did not import cleanly? Email localbudget@tripletnotes.com and tell us the card issuer. Please do not attach the statement itself, and never send account or card numbers. We read everything. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://localbudget-app.netlify.app/privacy