Comparison

칼정산 vs 총무수첩

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

칼정산

Features
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직장인 점심부터 친구 여행까지, 세상에서 가장 쉬운 1/N 정산 “오늘 점심값 누가 얼마였더라? 어제 회식비는?” 매번 계산기 두드리고 계좌번호 복사해서 보내기 번거로우셨죠? 칼정산은 직장 동료, 친구, 동호회 멤버들과의 복잡한 지출을 단 10초 만에 정리해 주는 스마트 정산 비서입니다. 이제 정산 때문에 스트레스받지 말고, 모임의 즐거움만 남기세요! ▸ 이런 상황에서 ‘칼정산’이 빛을 발합니다! - 직장인: 매일 반복되는 팀 점심값 계산, 법인카드/개인카드 섞인 회식비 정리할 때 - 친구들: 우정 여행 후 쌓인 영수증 더미를 깔끔하게 1/N로 나누고 싶을 때 - 총무님: 동호회나 모임 회비 미입금자를 일일이 확인하기 민망할 때 ▸ 입력은 빛보다 빠르게 - 영수증 스캔(OCR): 복잡한 메뉴와 금액, 카메라로 찍기만 하면 자동으로 입력됩니다. - 결제 문자&알림 인식: 카드 결제 문자를 복사해서 붙여넣으세요. 날짜와 장소까지 즉시 세팅됩니다. - 스마트 카테고리: 식대, 카페, 교통비 등 자주 쓰는 7가지 항목을 알아서 추천해 드립니다. ▸ 정산은 센스 있게 - 칼같은 1/N 계산: 단 1원도 틀리지 않는 정확한 계산으로 신뢰를 더합니다. - 카톡 원클릭 공유: 계좌번호와 금액이 포함된 예쁜 정산 메시지를 바로 전송하세요. - 입금 확인 관리: 누가 입금했고 누가 아직인지, 목록에서 한눈에 체크하고 관리하세요. ▸ 지출은 똑똑하게 - 지출 리포트 & 캘린더: 이번 달 모임 비용이 얼마인지, 내 소비 패턴은 어떤지 차트와 달력으로 확인하세요. - iCloud 안전 백업: 폰을 바꿔도 정산 내역은 그대로! 소중한 데이터는 안전하게 보관됩니다. ▸ 모임의 재미는 덤! - 복불복 게임: 사다리타기, 룰렛, 타이머 폭탄으로 오늘 커피 쏠 사람을 정해보세요. 모임의 분위기가 살아납니다! - 누가 가장 많이 썼을까?: 이번 달 우리 모임의 최고의 '기부천사'는 누구인지, 통계를 통해 명예의 전당에 등극해 보세요!

About

총무수첩

Features
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Does the spreadsheet work, so the group's organizer doesn't have to. Golf trips, travel, team dinners, clubs — every group has one person who ends up sorting out who paid what and who owes whom. 얼마야? (How Much?) is built for that one person. ■ Participants don't need the app No one else has to install anything. Type in names and the settlement begins. Phone numbers are optional — everything calculates and shares without them. ■ Snap a receipt, and it reads the amounts Merchant, total, and line items are read for you. Nothing becomes an expense until you review and confirm it on screen — there is no auto-confirm. The original photo is kept, so if a number is ever questioned, the proof is right there. ■ Four ways to split • Equal — everyone you pick pays the same • Weighted — for a double room vs. a triple • Fixed amounts — when everyone agreed on exact numbers • Percentage — for things like a company subsidy Each expense can use a different rule. Amounts that don't divide evenly are absorbed by the person who paid, and the settlement sheet says so. ■ Send the settlement two ways One image for the group chat, and a web link. The link shows every item and who bears how much of it — so "why do I owe this?" never comes back to the organizer. Recipients need no app and no login; the link is enough. When it's all settled, the organizer can revoke the link. ■ Works for trips abroad Set an exchange rate per currency once per settlement — no retyping on every expense. Rates are frozen at the moment each expense is created, so reopening the sheet later never changes the numbers. After checking your card statement, you can reapply the actual rate explicitly. ■ If your group collects dues up front Prepayments count toward each person's balance, and leftover dues can be split per person and carried over to the next gathering. ■ Payment check-off Check off who has paid, and get a ready-made reminder message for those who haven't. Bank auto-matching is not supported — you'll still need to look at your bank account. ■ Privacy Phone numbers are optional. The web settlement link contains names and amounts only — never phone numbers. You can delete your account and data in the app at any time. Privacy policy: https://howmuch-f8e5e.web.app/privacy ■ Pricing Free, with ads. Receipt scanning is free up to 10 receipts a day; watch an ad to add more. Manual entry is unlimited. Contact: contact@frolicsoft.com

Screenshots

칼정산4 screens
총무수첩4 screens

Verdict

The call

The clearest difference is ads: 칼정산 at none against 총무수첩's shown. 총무수첩's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 4 level
칼정산 versus 총무수첩: the parameters behind the verdict, then further details
Parameter칼정산총무수첩
PriceFreeFree
Update frequencyEvery 5 daysEvery 5 days
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size4 MB51 MB
Age rating4+4+
Developerjumi leeFrolicsoft Corp.

In-app purchases

None

칼정산

No in-app purchases

None

총무수첩

No in-app purchases

Questions

Is 칼정산 free?
칼정산 is free to download, with no in-app purchases.
Is 총무수첩 free?
총무수첩 is free to download, with no in-app purchases.
Do 칼정산 or 총무수첩 have ads?
총무수첩 shows ads; 칼정산 does not.
Which is updated more often, 칼정산 or 총무수첩?
칼정산 ships an update every 5 days, and 총무수첩 every 5 days. Most recently, 칼정산 was updated on October 8, 2026 and 총무수첩 on October 6, 2026.

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