SubTrak vs BeWealthy

The average person spends $273/month on subscriptions but underestimates by 2.5x. SubTrak makes it easy to see every recurring charge, cancel what you don't use, and stop money from slipping through the cracks. Unlike spreadsheets or banking apps, SubTrak is purpose-built to track subscriptions. Add a subscription in seconds, get reminded before you're charged, and see exactly how much you spend — by month, by year, or by category. SIRI & SHORTCUTS • "How much am I spending on subscriptions?" • "What subscriptions are renewing soon?" • "Add a subscription" — hands-free tracking • Spotlight Search finds any subscription instantly TRACK EVERY SUBSCRIPTION • Add unlimited subscriptions with custom icons and colors • Monthly, yearly, weekly, and custom billing cycles • Free trial tracking — never get surprise-charged again • Multi-currency support for international services • Mark subscriptions as active, paused, or cancelled SMART CALENDAR • Month view with color-coded renewal dates • Upcoming view shows what's due next • Agenda view lists charges in chronological order • Export renewals directly to Apple Calendar INTELLIGENT INSIGHTS & ANALYTICS • Spot your most expensive renewal days • See payment clustering and quiet spending periods • Beautiful charts for monthly and yearly spending trends • Category breakdowns show where your money really goes • Spending projections help you plan ahead HOME SCREEN WIDGETS • Monthly Spend widget — your total at a glance • Upcoming Renewals widget — what's due next SMART REMINDERS • Customizable alerts 1–7 days before each renewal • Trial expiration reminders so free trials stay free • Never miss — or forget to cancel — a payment again BUILT FOR iPHONE • iCloud Sync keeps your data backed up automatically • Native SwiftUI design that feels right at home on iOS • Light, Dark, and OLED Black themes YOUR DATA STAYS YOURS • Financial data stays on-device and in your iCloud • No account required — download and start tracking • No personal information collected or shared SubTrak is free with up to 2 subscriptions. Upgrade to SubTrak Pro with a single one-time purchase — unlimited subscriptions, advanced analytics, and zero ads. No subscription needed to track your subscriptions.

Your whole financial life in one number. BeWealthy pulls everything you own and everything you owe into a single balance, updated every day. Bank accounts, cash, brokerage portfolios, crypto, government bonds, real estate, loans and credit cards all live in one place, in one balance. EVERYTHING YOU OWN, IN ONE BALANCE - Cash, bank and savings accounts - Stocks and ETFs with live prices - Crypto across exchanges and wallets - Government bonds and fixed income - Real estate and physical assets - Loans, leases and credit cards on the liabilities side A NET WORTH CHART THAT MAKES SENSE Watch your wealth build over 1 week, 1 month, 3 months, 1 year, 5 years or since day one. Pull down to refresh and every stock, ETF and crypto position reprices at once. REAL RETURNS, NOT GUESSWORK Every position shows what you paid versus what it's worth now. Portfolio-level returns are calculated with XIRR, so deposits and withdrawals at different times don't distort the picture. Currency effects are shown separately from actual performance. A BUDGET BUILT AROUND HOW YOU ACTUALLY SPEND - Monthly limit overall and per category - Spending breakdown by category, with progress toward every limit - Savings rate calculated automatically - Five different views of the same month: donut, calendar, bars, percentages and trend - Recurring transactions for rent, subscriptions and instalments SHARED EXPENSES WITH FRIENDS Create a pool for a trip, a flat or a project, add the people involved, and log who paid for what. BeWealthy splits it and shows exactly who owes whom — no separate app needed. GOALS THAT KEEP YOU MOVING Set a target, track your pace, and see the streak of months you've kept contributing. Your main goal sits right on the dashboard. LIVE PRICES FROM SOURCES YOU KNOW Stocks, ETFs and crypto refresh automatically. Set price alerts and get notified when something hits your target. WORKS IN YOUR CURRENCY Hold assets in multiple currencies and see everything converted into your base currency, with exchange-rate effects broken out. BRING YOUR DATA IN AND OUT Import CSV or Excel statements from your bank, your broker or your crypto exchange, and export everything back to CSV whenever you want. Your data is never locked in. ON YOUR HOME SCREEN Widgets put your net worth, budget progress and goals one glance away. PRIVATE BY DESIGN No ads. No selling your data. Ever. Lock the app behind Face ID and hide your balances with one tap when someone's looking over your shoulder. BEWEALTHY PRO Unlock investments, crypto, bonds and real estate, Pro analytics and forecasts, price alerts, CSV import and export, Home Screen widgets, all currencies and more — with a 3-day free trial. Terms of Use (EULA): https://bewealthy.cloud/terms/ Privacy Policy: https://bewealthy.cloud/privacy/