Spend Easy vs CustomBudget

Track your spending the simple way—without connecting your bank account. Spend Easy is a beautifully designed expense tracker that respects your privacy. All your financial data stays on your device. No accounts, no cloud sync, no subscriptions. SIMPLE EXPENSE TRACKING • Add expenses in seconds with amount, category, and optional notes • Create custom categories with icons and colors • View your spending history at a glance SMART BUDGETING • Set daily, weekly, or monthly budgets • Visual progress rings show how much you've spent • Get notified when approaching your budget limits SPENDING INSIGHTS • Beautiful charts show your spending trends • See category breakdowns to understand where money goes • Compare spending across weeks and months RECURRING EXPENSES • Track regular bills and subscriptions • Never miss a recurring expense EXPORT YOUR DATA • Export all expenses to CSV • Your data belongs to you PRIVACY PROMISE Unlike other expense trackers, Spend Easy will NEVER: • Connect to your bank account • Sync your data to the cloud • Require you to create an account • Charge you a subscription Your financial data is yours alone.

Every other budget app wants your bank password. This one just wants five seconds a day. CustomBudget is envelope budgeting with no bank linking, no account, and no cloud. You give each category an amount at the start of the month, record what you spend as you go, and always know what is left. Everything stays on your phone. WHY CUSTOMBUDGET Most budget apps start by asking for read access to your bank. CustomBudget never asks, because it never needs to. There is no sign-up, no password, no sync, and no server. Open it, budget, close it. ENVELOPES THAT MATCH YOUR REAL MONTH * Give every category an amount and watch it draw down as you spend * Money left in an envelope rolls into next month; overspending does not follow you * Set your month to start on any day from the 1st to the 28th, so your budget matches your payday instead of the calendar * Starts with 16 spending envelopes and an income category, or build your own from 29 icons and 12 colours * Retire an envelope without losing its history FAST ENTRY, HONEST MATH * A big keypad built for one-handed entry in a checkout queue * Payee, note, account and date when you want them, none of them required * Cash, checking, savings and credit accounts * Transfers between your own accounts are tracked but never counted as spending * Every amount is exact to the cent, with no floating point drift REMINDERS THAT ARRIVE * Bill reminders 1, 3 or 7 days ahead of a recurring payment, at 9am * An alert when an envelope reaches 80% and again at 100%, while you can still do something about it * A month-end nudge the day before your budget month rolls over * Every reminder is scheduled by your phone. Nothing is sent anywhere RECURRING BILLS ON AUTOPILOT * Weekly, every two weeks, monthly, quarterly or yearly * Post automatically on the due date, or hold it for you to confirm * Catches up correctly after you have been away from the app SEE WHERE IT WENT * A spending ring that adds up to exactly what you spent, including retired envelopes * Budgeted against actual, worst overspend first * Uncategorised spending is shown, never quietly hidden PRIVACY FIRST BY DESIGN * No account and no login * No bank linking and no email scanning * No cloud, no sync, no server * No ads, no trackers, no analytics * Works completely offline, always YOUR DATA STAYS YOURS * Export a full backup to Files, iCloud Drive, email or AirDrop * Restore in one tap, with a seven-day undo if you change your mind * Delete everything permanently whenever you want * Backup and export are free forever, because it is your data BUILT TO READ WELL * Light and dark themes * 30 currencies * Money columns that line up properly instead of jittering PERFECT FOR * Anyone who wants a budget without handing over bank credentials * People paid on the 15th, or the last Friday, whose month is not the calendar month * Envelope and zero-based budgeters * Anyone who has tried a budgeting app and quit because it took too long YOUR MONEY. YOUR PHONE. NOBODY ELSE'S BUSINESS. Download it and set up your first envelope in under a minute.