Comparison

dividi vs duofi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

dividi

Manage personal and shared finances effortlessly. Track individual spending, budget effectively, and simplify expense splitting with a partner. Generate shareable statements and set financial goals.

Highlights
  • Personal and joint account management
  • Smart budgeting with categories
  • Automatic transfer calculations
  • Shareable financial statements
  • Expense tracking and history
  • Goal setting and progress tracking
  • Voice-assisted expense logging
Features
Read full description

dividi is the personal finance app for people who share a life, a home, or expenses with someone else. Keep money organized without spreadsheets, screenshots of receipts, or mental math. With everything in one place, it’s easier to split expenses clearly without making money the center of every conversation. PERSONAL AND JOINT ACCOUNTS Organize your individual expenses in a Personal Account, and use a Joint Account whenever you share costs. Invite another person and choose permissions to add or edit expenses, record transfers, manage goals, and more. Each entry clearly shows how the cost is split and who paid. SMART BUDGET Plan the month across Needs, Desires, and Savings & Goals. See how much is still available as you add expenses, understand where your money is going, and reuse your budget in future months. CARDS AND INSTALLMENTS Add cards to organize purchases and track the month’s statement. Link personal or shared expenses, see totals, paid and pending amounts, top spending categories, and installments in progress. dividi never asks for or stores your full card number, CVV, or payment credentials. CLARITY FOR SHARED EXPENSES Search by expense name and follow the Joint Account change history. dividi suggests a transfer amount based on each person’s share and what has already been paid. You can also generate and share a statement with expenses, transfers, a summary by member, and card-linked expenses. RECURRING EXPENSES, COPYING, AND GOALS Add recurring expenses or installment purchases, copy entries from one month to the next, and let dividi track installments automatically. Create goals with a target amount and target date, link personal or shared expenses, and follow your progress. TALK TO DIVI Divi is the dividi mascot and helps you add expenses faster. Speak or type what you spent: she creates a draft with the details she identified for you to review, correct, and save. For now, Divi focuses exclusively on adding expenses. Talk to Divi is a Premium feature with a monthly conversation limit. FREE TO START Use the core features for free for up to 6 months or 120 operations, whichever comes first. PREMIUM Keep going without the Free plan’s limits on months or operations. Premium also includes adding, editing, and deleting expenses without internet, due date reminders, Talk to Divi, and Apple Family Sharing on iOS. dividi is not a bank, does not move money, and does not access your bank data. It helps you organize personal finances and share expenses with clarity and respect. dividi — Splitting expenses has never been so simple. Questions? support@dividiapp.com Learn more: https://dividiapp.com Terms of Use: https://dividiapp.com/terms#terms-of-use Privacy Policy: https://dividiapp.com/terms#privacy-policy

About

duofi

Manage shared finances with your partner without conflict. Split bills proportionally to income, track joint savings goals, and maintain privacy for personal spending. Log expenses quickly and view your financial overview at a glance.

Highlights
  • Split bills by income proportion
  • Set and track shared savings goals
  • Separate personal and shared expenses
  • Quick expense logging
  • Financial overview dashboard
  • Real-time contribution visibility
Features
Read full description

Money for two, without the fight. duofi is the app made for couples. Split bills in proportion to each income, hit goals together, and stop arguing about money. No spreadsheet, no hassle. Money is one of the things couples argue about most. It is rarely about the amount — it is the feeling that the split is unfair, and having no single place where both of you see the same thing. SPLIT BY INCOME Whoever earns more covers proportionally more. Math instead of resentment. You can also go 50/50 or set it on the slider, whatever fits the two of you. GOALS TOGETHER A trip, an apartment, a wedding. Every contribution visible, progress in real time — you can see who is pulling and celebrate together. YOURS, MINE, OURS Each of you keeps personal spending private while sharing the household bills. Not everything has to belong to everyone. GENUINELY FAST Logging an expense takes 5 seconds. That is why you will not drop it after two weeks, the way the spreadsheet always goes. THE MONTH AT A GLANCE Comparisons, top categories and savings rate. No need to open a spreadsheet to find out where the money went. REAL PRIVACY No access to your bank account, no invasive collection. The two of you choose what to show each other. HOW IT WORKS 3 steps. 2 minutes. 1 couple. 1. Create your account. 2. Invite your partner. 3. Log your first expense. No tedious onboarding, no endless questionnaire. PLANS Free, forever: the full couple experience, up to 50 transactions a month, 50/50 splitting, 2 goals and a basic dashboard. No card required. duofi+: unlimited transactions and goals, income-proportional splitting, custom splits, unlimited categories, the full dashboard, a 6-month overview, recurring transactions, CSV export, support within 24h and no ads. The price is per COUPLE, not per person. No lock-in, no penalty, cancel in one tap. Start today. Find better things to argue about. Terms of use: https://duo-fi.com/termos Privacy policy: https://duo-fi.com/privacidade

Screenshots

dividi4 screens
duofi4 screens

Verdict

The call

dividi and duofi are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. dividi sells 4 in-app purchases, starting at $1.99 per month and duofi sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

dividi ships an update weekly, duofi every 9 days. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

ScorecardNo meaningful differences
dividi versus duofi: the parameters behind the verdict, then further details
Parameterdivididuofi
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyWeekly — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size64 MB54 MB
Age rating12++4
DeveloperJonathan GivisiezExpertVision

Customer experience

dividi

Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

duofi

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

dividi

Subscriptions4
  • dividi Premium – Monthly$1.991 Month
  • dividi Premium Duo – Monthly$2.791 Month
  • dividi Premium – Yearly$14.991 Year
Show 1 more
  • dividi Premium Duo – Yearly$20.991 Year
4 purchases

duofi

Subscriptions4
  • DuoFi Plus Mensal$4.991 Month
  • DuoFi Plus montly$8.991 Month
  • DuoFi plus yearly$24.991 Year
Show 1 more
  • DuoFi Plus Anual$39.991 Year

Questions

Is dividi free?
dividi is free to download, with in-app purchases available.
Is duofi free?
duofi is free to download, with in-app purchases available.
Do dividi or duofi have ads?
Neither dividi nor duofi shows ads.
Which is updated more often, dividi or duofi?
dividi ships an update weekly, and duofi every 9 days. Most recently, dividi was updated on November 9, 2026 and duofi on November 6, 2026.

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