dividi vs Monn

dividi is the personal finance app for people who share a life, a home, or expenses with someone else. Keep money organized without spreadsheets, screenshots of receipts, or mental math. With everything in one place, it’s easier to split expenses clearly without making money the center of every conversation. PERSONAL AND JOINT ACCOUNTS Organize your individual expenses in a Personal Account, and use a Joint Account whenever you share costs. Invite another person and choose permissions to add or edit expenses, record transfers, manage goals, and more. Each entry clearly shows how the cost is split and who paid. SMART BUDGET Plan the month across Needs, Desires, and Savings & Goals. See how much is still available as you add expenses, understand where your money is going, and reuse your budget in future months. CARDS AND INSTALLMENTS Add cards to organize purchases and track the month’s statement. Link personal or shared expenses, see totals, paid and pending amounts, top spending categories, and installments in progress. dividi never asks for or stores your full card number, CVV, or payment credentials. CLARITY FOR SHARED EXPENSES Search by expense name and follow the Joint Account change history. dividi suggests a transfer amount based on each person’s share and what has already been paid. You can also generate and share a statement with expenses, transfers, a summary by member, and card-linked expenses. RECURRING EXPENSES, COPYING, AND GOALS Add recurring expenses or installment purchases, copy entries from one month to the next, and let dividi track installments automatically. Create goals with a target amount and target date, link personal or shared expenses, and follow your progress. TALK TO DIVI Divi is the dividi mascot and helps you add expenses faster. Speak or type what you spent: she creates a draft with the details she identified for you to review, correct, and save. For now, Divi focuses exclusively on adding expenses. Talk to Divi is a Premium feature with a monthly conversation limit. FREE TO START Use the core features for free for up to 6 months or 120 operations, whichever comes first. PREMIUM Keep going without the Free plan’s limits on months or operations. Premium also includes adding, editing, and deleting expenses without internet, due date reminders, Talk to Divi, and Apple Family Sharing on iOS. dividi is not a bank, does not move money, and does not access your bank data. It helps you organize personal finances and share expenses with clarity and respect. dividi — Splitting expenses has never been so simple. Questions? support@dividiapp.com Learn more: https://dividiapp.com Terms of Use: https://dividiapp.com/terms#terms-of-use Privacy Policy: https://dividiapp.com/terms#privacy-policy

Monn é um app de organização financeira pessoal para reunir contas, cartões, transações, orçamentos, metas, contas a pagar, assinaturas e investimentos em um só lugar, com uma visão clara do que entrou, do que saiu e do que vem pela frente. CONTROLE DO DIA A DIA • Cadastre contas, carteiras e cartões de crédito. • Registre receitas, despesas, transferências e pagamentos de fatura. • Organize seus gastos por categorias. • Crie orçamentos, metas e lembretes financeiros. • Acompanhe contas a pagar, assinaturas e investimentos. • Use agenda, tarefas e ferramentas de planejamento financeiro. MONN PRO O Monn Pro libera contas e orçamentos sem os limites do plano Grátis, importação de extratos em PDF, exportação em PDF, análises avançadas, multi-moeda e outros recursos para aprofundar seu controle financeiro. PREMIUM IA O Monn Premium IA inclui tudo do Pro e adiciona Pingoo IA, insights personalizados com base nos seus próprios dados financeiros, scanner inteligente de comprovantes, importação de PDF sem o limite mensal do Pro e Modo Casal para duas pessoas. MODO CASAL Organize as finanças com outra pessoa mantendo a identificação de quem registrou cada gasto. PRIVACIDADE E SEGURANÇA O Monn utiliza autenticação segura, pode ser protegido com Face ID ou Touch ID no dispositivo e permite excluir a conta pelo próprio app. O Monn é uma ferramenta de organização financeira pessoal. Não é banco, instituição financeira, corretora, emissor de meios de pagamento ou serviço de movimentação de dinheiro. ASSINATURAS Os planos Pro e Premium IA estão disponíveis em opções mensal e anual. Assinaturas iniciadas no iPhone são processadas pela Apple e renovadas automaticamente até que sejam canceladas nas configurações da Conta Apple. O app também oferece a opção Restaurar compras. Termos de Uso do Monn: https://meumonn.com.br/termos Política de Privacidade: https://meumonn.com.br/privacidade EULA padrão da Apple: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/