Pecunis vs CompoundFX
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Pecunis
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Pecunis is a privacy-first personal finance app designed to help you understand and improve your financial health. Instead of overwhelming charts and complicated tools, Pecunis focuses on what really matters: clear metrics and better financial decisions. KEY FEATURES Financial Health Score Get a clear score (0โ100) that summarizes your financial situation and highlights areas for improvement. Net Worth Tracking Track your assets, liabilities and total net worth in one place. Cash Flow Awareness Understand how income, expenses and financial commitments affect your financial stability. Financial Independence Tracking See how close you are to Financial Independence and track your long-term progress. Decision Insights Before confirming financial changes, Pecunis shows how they affect your Health Score. Privacy First Your financial data stays on your device. Pecunis does not require accounts and does not store your data on external servers. Simple by Design Fast onboarding and a clean interface designed for clarity. Pecunis is built for people who want financial clarity without sacrificing privacy. โโโ Pecunis Premium is an auto-renewable subscription, available as a monthly or yearly plan. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription in your account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://pecunis-site.netlify.app/privacy
CompoundFX
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CompoundFX is the compound interest calculator that shows you what it takes, not just what you'll have. Model investment growth, plan for retirement, and pressure-test your FIRE goals with precision. Set a goal, $1M by age 60, a down payment, or a college fund, and CompoundFX solves for the missing piece. The rate youโll need. The years it will take. The deposit you have to make. No more guessing. No more trial and error. GOAL MODE Pick your goal. Choose what to solve for. CompoundFX does the financial math. - Solve for Rate of Return - Solve for Time Horizon - Solve for Starting Principal - Solve for Monthly Contribution COMPARE SCENARIOS Should you save more or invest longer? Pay off debt or boost your 401(k)? Save scenarios and put them head-to-head. See the difference, the total dollar impact, and exactly when one strategy pulls ahead. A CALCULATOR THAT SHOWS ITS WORK - Real-time growth chart with milestone markers ($100K, $250K, $1M) - Year-by-year breakdown with full transparency - Inflation, Taxes, and Expense Ratios: See what you actually keep after fee drag - Daily, weekly, monthly, or annual contributions - Custom compounding intervals (Daily to Annually) - Sub-year precision for short-horizon plans DESIGNED FOR iPHONE & INDIE DEV Dark glass UI. Smooth haptics. Built natively in SwiftUI for iOS 17 and up. No accounts. No ads. No tracking. Your scenarios stay locally on your device. EXPORT AND SHARE Generate a polished two-page PDF report with an executive summary, growth chart, and full milestone breakdown. Or share a branded image to text or social media. FREE FEATURES - Full compound interest calculator - Real-time growth chart and year-by-year table - Inflation, tax, and expense adjustments - Custom contribution and compounding schedules - Branded image sharing PRO: $4.99 (ONE-TIME PURCHASE) - Goal Mode (Solve for any missing variable) - Save unlimited scenarios - Compare scenarios side-by-side - Export two-page PDF reports One purchase. Unlocked forever. Family Sharing fully supported. WHO IT'S FOR Whether you're starting your first Roth IRA, managing index funds, planning early retirement, modeling a college fund, or tracking a Bogleheads portfolio, CompoundFX gives you the answer in seconds. PRIVACY FIRST CompoundFX is fully offline. No data collection. No accounts required. No analytics. No third-party SDKs. Your personal finance data is stored safely on your device. DISCLAIMER CompoundFX is for educational and planning purposes. It does not provide investment, tax, or financial advice. Returns shown are projections based on the inputs you provide and do not guarantee actual investment performance. Questions or feedback? support@originsoftware.net
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Verdict
Pecunis and CompoundFX are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Pecunis sells 2 in-app purchases, starting at $2.99 per month and CompoundFX sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Pecunis | CompoundFX |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details โ not scored | ||
| Size | 9 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Edoardo Zedda | Origin Software, Inc. |
In-app purchases
Pecunis
- Pecunis Premium$2.991 Month
- Pecunis Premium$22.991 Year
CompoundFX
- CompoundFX Pro$4.99








