Comparison

Teto Pay vs Lydian Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Teto Pay

Manage your finances globally with this digital wallet. Send and receive money instantly, create virtual debit cards, and handle currency exchange and cryptocurrency all from your mobile device.

Highlights
  • Instant fund transfers
  • Virtual debit card issuance
  • Multi-currency exchange
  • Cryptocurrency management
  • All-in-one digital wallet
Features
Read full description

Teto Pay is your all-in-one digital wallet for managing money across borders. Send and receive funds instantly, issue virtual debit cards, exchange between currencies, and manage crypto — all from your phone.

About

Lydian Pay

Features
Read full description

Lydian POS turns your iPhone or iPad into a payment terminal. Take crypto and stablecoin payments from customers in person, settle in local currency, and skip the hardware entirely. HOW A PAYMENT WORKS Enter the sale amount. Lydian POS generates a payment QR code that your customer completes from their own digital asset wallet – they don’t need a Lydian account to pay you. When the network confirms the payment, you see it on screen and a receipt is available for your customer. GET PAID, KEEP CONTROL - Keep it simple. They pay in digital assets, you receive local currency right to your bank account. - No chargebacks. A confirmed payment is final, so a completed sale stays completed. - No hardware. The iPhone or iPad you already own is the terminal. Nothing to buy, rent, or replace. - Keep your refund terms as they are. Accepting digital assets doesn't change how you handle returns. RUN YOUR BUSINESS - Every payment is recorded in your Lydian Merchant Portal, so reconciliation and bookkeeping stay straightforward. - Sell wherever you operate. A fixed location, a temporary site, a delivery, or a customer visit are all supported. - Reach customers that card networks don't serve well. International visitors and digital asset holders can pay you directly. - Multiple staff, one account. Add devices in the Lydian Merchant Portal. SET UP Create a Lydian merchant account and complete business verification. Once you’re approved, enter the sale amount and accept your first payment. Eligibility depends on where your business is registered and is confirmed before you complete verification. SUPPORTED ASSETS AND NETWORKS Major digital assets (USDT, USDT, BTC, ETH, TRX, and more), across major blockchains (Ethereum, Tron, Polygon, Solana, Arbitrum, Base, Bitcoin). To access the full list, visit lydian.com. SECURITY AND CUSTODY Lydian never takes custody of your money. Account access is protected by your device’s Face ID, Touch ID, or your device passcode, plus verification on your Lydian merchant account. PART OF LYDIAN Lydian builds payment infrastructure for digital assets. Alongside Lydian POS for businesses, the Lydian Wallet allows individuals to hold and manage digital assets, and the Lydian Card allows them to spend those assets wherever the card is accepted. SUPPORT Need more assistance? Email our team directly at pos-support@lydian.com or visit lydian.com/faq-business for general FAQs. IMPORTANT INFORMATION The value of digital assets can fluctuate. Digital asset transactions are irreversible. Merchants select which wallets, assets and networks they accept. Not all customer wallets can complete a payment on every network. Availability is limited to eligible markets and is subject to change and regulatory approval.

Screenshots

Teto Pay3 screens
Lydian Pay4 screens

Verdict

The call

Teto Pay and Lydian Pay are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Teto Pay versus Lydian Pay: the parameters behind the verdict, then further details
ParameterTeto PayLydian Pay
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.1 — better
Further details — not scored
Size62 MB35 MB
Age rating17+17+
DeveloperTeto Pay LtdTPG Payments Inc

In-app purchases

None

Teto Pay

No in-app purchases

None

Lydian Pay

No in-app purchases

Questions

Is Teto Pay free?
Teto Pay is free to download, with no in-app purchases.
Is Lydian Pay free?
Lydian Pay is free to download, with no in-app purchases.
Do Teto Pay or Lydian Pay have ads?
Neither Teto Pay nor Lydian Pay shows ads.

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