Comparison

Cashnote vs Paydrop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashnote

Features
Read full description

Cashnote is your personal financial companion — simple, fast, and completely offline. Keep track of your income and expenses, set budgets, and understand your spending habits with easy-to-understand statistics. EASY ENTRY - Enter income and expenses in seconds - Freely select categories and accounts - Attach receipts as photos - Automatically create recurring transactions SET BUDGETS - Define monthly limits per category - Progress indicator shows you instantly where you stand - Overview of all budgets on the dashboard UNDERSTAND STATISTICS - Pie charts by category - Monthly expense comparisons as bar charts - Savings rate at a glance - Top categories and account overview MULTIPLE ACCOUNTS - Bank, cash, credit card — all in one place - Individual currencies per account - Balance overview for each account WIDGETS - Current account balance directly on the home screen - Three sizes: Small, Medium, and Large - Top categories and recent transactions at a glance DATA PROTECTION - Completely offline — your data stays on your device - No account required - No ads Terms of Use By using this app, you agree to the Apple's standard End User License Agreement (EULA), available at: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Paydrop

Visualize your earnings in real-time as you work, transforming abstract income into tangible value. Understand the true cost of purchases by converting them into hours and days of your labor, fostering motivation and financial mindfulness.

Highlights
  • Real-time earnings growth visualization
  • Purchase cost converted to work hours/days
  • Progress tracking towards desired purchases
  • Income visualization in time units
  • Motivation and financial mindfulness tool
Features
Read full description

PayDrop shows your earnings growing in real time while you work. Instead of waiting until payday, watch your money accumulate throughout the day and understand the true value of your time. Curious how long it takes to afford something you want? Simply enter the price and Paydrop converts it into hours and days of work. Suddenly that purchase isn’t just a number - it’s your time. Paydrop helps you stay motivated, mindful, and in control of your finances by making your earnings visible every moment you’re working. With Paydrop you can: • Watch your earnings grow live throughout the workday • See exactly how long it takes to afford something • Track your progress toward purchases • Visualise your income in hours and days, not just numbers • Stay motivated knowing payday is always getting closer Your time has value. Paydrop helps you see it... Full access to Paydrop requires a Paydrop Pro subscription. Weekly and annual plans are available. Subscription payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cashnote4 screens
Paydrop4 screens

Verdict

The call

The clearest difference is ads: Cashnote at none against Paydrop's shown. Paydrop's advantage is update cadence (weekly vs every 3 months) and iOS requirement (16.4 vs 18.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashnote sells 2 in-app purchases, starting at $1.99 per month and Paydrop sells 2 in-app purchases, starting at $7.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cashnote ships an update every 3 months, Paydrop weekly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Cashnote versus Paydrop: the parameters behind the verdict, then further details
ParameterCashnotePaydrop
PriceFreeFree
Rating—3.7 (3 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 3 monthsWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
Monetization—Subscription
DevicesiPhone, iPad — betteriPhone
Requires iOS18.616.4 — better
Further details — not scored
Size21 MB62 MB
Age rating4+4+
DeveloperAlexander Nikonov22270669431Shay Torpey

In-app purchases

2 purchases

Cashnote

Subscriptions2
  • Monthly$1.991 Month
  • Annual7 Days trial$17.991 Year
2 purchases

Paydrop

Subscriptions2
  • Paydrop Weekly$7.997 Days
  • Paydrop Annual$44.991 Year

Questions

Is Cashnote free?
Cashnote is free to download, with in-app purchases available.
Is Paydrop free?
Paydrop is free to download, with in-app purchases available.
Do Cashnote or Paydrop have ads?
Paydrop shows ads; Cashnote does not.
Which is updated more often, Cashnote or Paydrop?
Cashnote ships an update every 3 months, and Paydrop weekly. Most recently, Cashnote was updated on October 28, 2026 and Paydrop on October 31, 2026.

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