Comparison

ARKAD Wallet vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ARKAD Wallet

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The budgeting app that actually makes sense. Less time tracking. More control over your money. ARKAD Wallet brings your budgets, accounts, and savings goals together. Connect your bank, add expenses by voice, and turn everyday transactions into a clearer picture of your finances. 1. Connect your bank. Skip the manual entry. Connect supported banks through Kontomatik, our secure open banking provider. Transactions appear automatically in the app. ARKAD never receives or stores your bank login credentials. You choose whether to connect a bank or track your money manually. Premium includes three bank connection slots, three automatic refreshes per day, and one additional manual refresh per day. Disconnecting a bank releases its slot at the end of its current calendar-month period. 2. Add expenses by voice Just say what you spent. ARKAD turns your words into a transaction you can review and save. Less typing. Less effort. More time for everything else. 3. Budget without overthinking Set monthly budgets, track spending by category, and see what’s left before your next purchase. Plans change. Your budget can too. 4. All your money in one place Track cash, cards, and savings together. See your account balances and follow your net worth without jumping between spreadsheets. 5. Save for things that actually matter A trip. A new laptop. A little breathing room. Create a goal, set money aside, and follow your progress. Keep savings reserved for what you planned. 6. Smart analytics. Clearer decisions. Understand where your money goes, spot spending patterns, and see how you’re doing against your budget. Follow your financial habits with ARKAD Aura, a simple progress score that helps you see what’s working and where you can improve. 7. Built in Europe, with privacy in mind Our core infrastructure and financial database are hosted in Europe. Connections are encrypted, and you can delete your account directly in the app. Your money is personal. We treat it that way. ARKAD Wallet helps you answer the questions that matter: - Can I afford this right now? - Am I still on budget? - Where is my money actually going? Build a budget that fits your life. Understand your spending. Make room for what matters. Download ARKAD Wallet and take control of your everyday money. Terms of Use: https://legal.arkadwallet.com/terms Privacy Policy: https://legal.arkadwallet.com/privacy

About

Net Worth Tracker

Features
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Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard β€” with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE β€’ Cash accounts β€’ Investments β€’ Property β€’ Loans β€’ Credit cards β€’ Assets & liabilities WHY VAULTLY β€’ 100% private on your device β€’ No bank connections required β€’ Fast and simple setup β€’ Clean modern iPhone experience β€’ Visual wealth dashboard β€’ Track progress over time WHETHER YOU'RE β€’ Building wealth β€’ Paying down debt β€’ Planning retirement β€’ Replacing spreadsheets β€’ Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

Screenshots

ARKAD Wallet4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 2 days against ARKAD Wallet's fortnightly. ARKAD Wallet's advantage is iOS requirement (16.4 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. ARKAD Wallet sells 2 in-app purchases, starting at $1.99 per 7 days and Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ARKAD Wallet ships an update fortnightly, Net Worth Tracker every 2 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 4 level
ARKAD Wallet versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterARKAD WalletNet Worth Tracker
PriceFreeFree
Update frequencyFortnightlyEvery 2 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS16.4 β€” better18.6
Further details β€” not scored
Size59 MB18 MB
Age rating17+4+
DeveloperPROJEKT ARKAD SP Z O OAmandeep Singh Chhatwal

In-app purchases

2 purchases

ARKAD Wallet

Subscriptions2
  • Premium Weekly$1.997 Days
  • Premium Yearly$69.991 Year
2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year

Questions

Is ARKAD Wallet free?
ARKAD Wallet is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do ARKAD Wallet or Net Worth Tracker have ads?
Neither ARKAD Wallet nor Net Worth Tracker shows ads.
Which is updated more often, ARKAD Wallet or Net Worth Tracker?
ARKAD Wallet ships an update fortnightly, and Net Worth Tracker every 2 days. Most recently, ARKAD Wallet was updated on November 5, 2026 and Net Worth Tracker on October 31, 2026.

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