Last Payment vs Net

Are you tired of forgetting due dates and paying unnecessary late fees? Do you find complex banking apps or messy spreadsheets overwhelming and insecure? Last Payment is your 100% secure, offline-first personal finance assistant. Track all your bills, subscriptions, and debts in one place without needing an internet connection or creating an account. WHY CHOOSE LAST PAYMENT? - 100% Offline Privacy: Your financial data never leaves your device. We do not store or share your information on any server. No accounts, no data breaches. - Unlimited Tracking: Add as many bills, credit card payments, or rent dues as you need. No hidden entry limits or forced upgrades just to add an expense. - Flexible Cycles: Weekly allowances, monthly rents, or yearly insurance premiums... Set up recurring payments once, and let the app handle the rest. - Clear Overview: Easily filter your expenses by "Upcoming", "Overdue", and "Paid" to maintain total control of your budget. UNLOCK POWERFUL TOOLS WITH PRO: • Custom Reminders: Don't settle for standard alerts. Get notified 1 day, 3 days, or 1 week before the due date—whenever it suits you best. • Advanced Analytics: Visualize your spending habits. See monthly trends and category breakdowns to optimize your budget. • Export to CSV & PDF: Don't let your data get trapped. Export your payment history to a spreadsheet (CSV) or PDF with a single tap for your accountant or personal records. WHAT CAN YOU TRACK? • Rent & Mortgages • Utilities (Electricity, Water, Gas) • Credit Card Payments • Personal Debts & Loans • Digital Subscriptions • Gym Memberships Your financial peace of mind matters. If you delete the app, your data is wiped instantly. You are in full control. Managing your budget has never been this simple. Download now and stop paying late fees!

This app helps you keep a long-running record of your net worth across your accounts. - No need to link your bank - No need to sync to the cloud - No need to categorize transactions - No need to share anything with anyone Just open the app, type today's balance for any account, and the app handles the rest. You can add as many accounts as you want — checking, brokerage, retirement, anything with a number on it. Each balance is stored as a dated snapshot, so you can log as often or as little as you like. A bar chart on the Net Worth tab shows your total across the last three months. Each account also has its own chart of balance over time on its detail page. Everything stays on your device. Nothing is sent anywhere.