Comparison

Last Payment vs iLoveBills

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Last Payment

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

Highlights
  • Offline data privacy
  • Unlimited bill tracking
  • Flexible recurring payment setup
  • Upcoming, overdue, and paid expense overview
  • Customizable reminders
  • Spending analytics
  • Export to CSV & PDF
Features
Read full description

Tired of forgetting due dates and paying late fees? Last Payment keeps every bill, loan and subscription in one calm list. No account, no internet, no data leaving your phone. WHY LAST PAYMENT? • 100% offline and private: your financial data never leaves your device. No sign-up, no server, no data breaches. Delete the app and the data goes with it. • Unlimited tracking: add as many bills, rent payments, credit cards or loans as you need. No hidden limits. • Any rhythm: weekly, every 2 weeks, monthly, yearly, installments (counting up 3/12) or one-time. Set it once. • Missed months don't disappear: skip a month and it stays on your home screen as an overdue badge until you settle it, one tap at a time. • Record what you actually paid: gas isn't the same every month. Enter the real amount and every period keeps its own figure. • Skip a period: an unused subscription or a postponed fee leaves the overdue list without counting as paid. • Home screen widget: your next payments at a glance, overdue first. On iOS. • Reminders that don't give up: an advance heads-up at 09:00, a due-day alert at 15:00 and a follow-up if the payment slips. Tap a notification to open the payment. • Analytics that tell the truth: totals built from real amounts, a payment-by-payment breakdown and a history chart for each payment. • Timeline: the full history of every payment, month by month. Paid, unpaid, skipped, ended. • A backup you own: export everything to a file and restore it later, merging or replacing your list. • Dark and light mode, 6 languages, any currency. GO FURTHER WITH PRO • Reminders any number of days ahead • Trend, forecast and consistency cards in Analytics • Export your history as CSV or PDF • Full widget view: every upcoming payment, not just the next one WHAT CAN YOU TRACK? • Rent, mortgage and HOA fees • Electricity, water, gas and internet • Credit card payments and installments • Personal debts and loans • Digital subscriptions and gym memberships • Insurance and yearly fees Download Last Payment and stop paying late fees.

About

iLoveBills

Features
Read full description

Keep every household bill and its important dates in one clear place. Add bills, record the amount, issue date, due date and paid date, and view everything in organized lists or on a calendar. For bills covering a month, two months, a quarter or another interval, add billing period dates so each bill shows exactly which period it covers. When the next bill arrives, create it from scratch or duplicate the previous bill and adjust what has changed. Included for free: • Create and manage bills • Record issue, due, paid and billing period dates • View bills in organized lists and a calendar • Duplicate an existing bill for faster entry • Store bill data locally on your device • No registration, ads or external analytics iLoveBills Pro is a one-time purchase—no subscription. It adds statistics and insights, iCloud sync between devices using the same Apple Account, and the option to use system notifications as bill reminders. Notification delivery and iCloud availability depend on device and system settings.

Screenshots

Last Payment4 screens
iLoveBills4 screens

Verdict

The call

The clearest difference is update cadence: iLoveBills at every 10 days against Last Payment's every 3 weeks. Last Payment's advantage is iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Last Payment sells 2 in-app purchases, starting at $3.99 per month and iLoveBills sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Last Payment ships an update every 3 weeks, iLoveBills every 10 days. Both last shipped on October 31, 2026.

Scorecard2 real differences · 7 level
Last Payment versus iLoveBills: the parameters behind the verdict, then further details
ParameterLast PaymentiLoveBills
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better18.0
Further details — not scored
Size60 MB9 MB
Age rating4+4+
DeveloperEmre BalliPavel Matveev

In-app purchases

2 purchases

Last Payment

Subscriptions2
  • Last Payment Pro Monthly$3.991 Month
  • Last Payment Pro Yearly7 Days trial$19.991 Year
1 purchases

iLoveBills

One-time1
  • iLoveBills Pro$3.99

Questions

Is Last Payment free?
Last Payment is free to download, with in-app purchases available.
Is iLoveBills free?
iLoveBills is free to download, with in-app purchases available.
Do Last Payment or iLoveBills have ads?
Neither Last Payment nor iLoveBills shows ads.
Which is updated more often, Last Payment or iLoveBills?
Last Payment ships an update every 3 weeks, and iLoveBills every 10 days. Most recently, Last Payment was updated on October 31, 2026 and iLoveBills on October 31, 2026.

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