Stratum Remit vs Easner

Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent — with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees — Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters — not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON — giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount — see the exchange rate and zero fees instantly 4. Confirm and send — your recipient gets the money fast FEATURES • Zero transfer fees on every transaction • Real-time exchange rates with no hidden markups • AI assistant (Kora) for hands-free transfers • Recurring transfers — set it and forget it • Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) • Bank-level encryption and security • 24/7 support via in-app chat, email, and phone • Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: • In-app AI chat — available 24/7 • Email: support@orokii.com • Phone: (646) 535-8730 • Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home — the way it should be.

Easner is mobile banking for global money – send, receive, and manage funds in global and local currencies. Bank transfers and stablecoin, built so you can bank globally with Ease. BANK GLOBALLY WITH EASE Manage multi-currency balances, send to saved recipients, receive by account details or stablecoin deposit address, and track every transaction in one place. Download receipts and get notified when payments move. ADD MONEY FAST Top up with Express deposits where available – card, Apple Pay, or ACH Direct. Add funds by bank transfer or supported local pay-in methods in eligible countries. See what you’ll pay before you confirm. SEND MONEY YOUR WAY Send by bank transfer, stablecoin, or mobile money. Pay people by Easetag (@handle) or from saved recipients. Scan wallet QR codes when sending to crypto addresses. See fees, FX, and delivery estimates before you confirm. RECEIVE MONEY Get paid using bank account details or a stablecoin deposit address. Choose Cash or Stablecoin on the Receive tab – bank details, Express deposits, and local options where supported. No external crypto wallet setup required. PAYROLL Connect with employers and choose how you get paid – bank account, mobile money, wallet address, or Easetag. Approve payroll connections and manage receiving methods in the app. CARDS Spend from your Easner balances with personal cards – controls and activity, right in the app. Card products are subject to issuer approval and may not be available in all regions yet. RECIPIENTS & EASETAG Save recipients, send by Easetag (@handle), and move money between people you trust. SECURITY YOU CAN USE Multi-factor authentication, PIN lock, and session protection to help keep your account secure. SUPPORT Live chat and email support when you need help. WHO IT'S FOR Individuals 18 or older – freelancers, remote workers, diaspora, students, and families managing cross-border money. IMPORTANT Easner Group, Inc. is a financial technology company, not a bank. Banking and related services are provided by regulated partners. Easner is not FDIC-insured and does not hold customer deposits. Stablecoin and wallet features may operate on public blockchains. Digital assets are not legal tender and are not FDIC-insured or SIPC-protected. Blockchain transactions may be public and irreversible. Card products, when available, are subject to issuer approval. Fees and FX may apply. Processing times vary by corridor and review. Some features depend on verification status, jurisdiction, and product availability. Legals: easner.com/terms · easner.com/privacy · easner.com/compliance Questions? easner.com/contact or support@easner.com