Stratum Remit vs Danielpay

Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent — with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees — Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters — not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON — giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount — see the exchange rate and zero fees instantly 4. Confirm and send — your recipient gets the money fast FEATURES • Zero transfer fees on every transaction • Real-time exchange rates with no hidden markups • AI assistant (Kora) for hands-free transfers • Recurring transfers — set it and forget it • Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) • Bank-level encryption and security • 24/7 support via in-app chat, email, and phone • Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: • In-app AI chat — available 24/7 • Email: support@orokii.com • Phone: (646) 535-8730 • Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home — the way it should be.

Danielpay is a modern digital payment application designed for secure, fast, and transparent transactions. Built with a security-first approach, Danielpay provides a seamless experience for sending payments, tracking transaction activity, and managing digital payment flows with confidence. With an intuitive interface and reliable transaction experience, Danielpay helps simplify modern digital payments for everyday users. Features: • Fast and seamless payments Send and manage digital payments with a smooth and reliable experience. • Secure wallet access Enhanced security with biometric authentication and secure transaction confirmation flows. • Cross-border transaction support Designed for modern global payment experiences with transparency and accessibility. • Real-time transaction tracking Monitor transaction activity and payment status updates directly within the app. • Simple and intuitive experience Modern interface built for easy payment management and navigation. • Transparent transaction experience Stay informed with detailed transaction visibility and status tracking. Why Danielpay? • Secure and reliable payment experience • Fast and transparent transactions • Modern and easy-to-use interface • Built with security-first principles • Designed for seamless digital payments Danielpay empowers users with a secure and modern payment experience while simplifying digital transactions.