FinTrackr vs FinanceToolkitt
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
FinTrackr
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Master your money with FinTrackr, the complete personal finance app designed to help you track expenses, manage budgets, monitor investments, track loans, and take control of your financial life. FinTrackr combines expense tracking, budgeting, loan management, account monitoring, and investment tracking in one secure and easy-to-use app. Whether you're managing daily spending, tracking EMIs, monitoring bills, or planning savings goals, FinTrackr helps you stay financially organized. TRACK EXPENSES & INCOME Log expenses, income, and transfers in seconds. Organize transactions across categories like Food, Shopping, Housing, Transport, Health, Travel, Bills, and more. Search, filter, and manage your complete transaction history easily. LOAN & EMI TRACKING Track personal loans, home loans, vehicle loans, and EMIs with ease. Monitor due dates, repayment progress, monthly payments, and outstanding balances in one place. MULTIPLE ACCOUNTS & CARDS Manage bank accounts, credit cards, and debit cards together. View balances, account-wise transactions, and your total financial overview instantly. SMART BUDGET PLANNER Set monthly budgets by category, track spending progress, and receive alerts before overspending. Stay ahead of bills, recurring expenses, and loan payments. INVESTMENT & NET WORTH TRACKING Monitor stocks, mutual funds, crypto, gold, fixed deposits, and other investments. Track portfolio growth and automatically calculate your net worth by combining assets and liabilities. FINANCIAL INSIGHTS View interactive charts and reports to analyze spending trends, income vs. expenses, and monthly financial performance. SECURE & PRIVATE Protect your data with PIN, Face ID, or fingerprint authentication. Your financial information is encrypted and securely stored. MODERN EXPERIENCE Designed for iPhone with dark mode support, smooth navigation, and quick expense entry for fast daily tracking. GLOBAL CURRENCY SUPPORT Supports multiple currencies including USD, GBP, EUR, AUD, CAD, and more. Why FinTrackr? Unlike basic expense trackers, FinTrackr combines budgeting, loan tracking, investments, and money management in one powerful platform built for smarter financial planning. Download FinTrackr today and take control of your financial future.
FinanceToolkitt
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Finance Toolkit puts 19 financial calculators, expense tracking, investments and important documents in one app. No account. No sign-up. No ads. WHY PEOPLE SWITCH ⢠No account or sign-up ā open the app and start ⢠Your data stays on your device; iCloud sync is optional and yours to control ⢠No ads, no trackers, no bank logins ⢠Works fully offline VOICE AND SIRI EXPENSE ENTRY Tap the mic and say "Spent 450 on fuel." The amount, category, description and date are picked up automatically using on-device speech recognition, and you can edit any field before saving. Or skip the app entirely: "Hey Siri, add expense in Finance Toolkit." Long-press the app icon for instant Voice Expense and Add Expense shortcuts. 19 FINANCIAL CALCULATORS Loans (10): Home, Vehicle, Personal, Education, Business, Gold, Loan Against Property, Agricultural, Credit Line / Overdraft, Consumer Durable Investments (5): SIP, Mutual Fund lump sum, SWP, Fixed Deposit, Recurring Deposit Tax and Retirement (4): Income Tax with old vs new regime comparison, NPS, PF, Gratuity Star your favourites, save any calculation with notes, restore the inputs later, and share or copy results. AMORTIZATION THAT ACTUALLY HELPS Month-by-month EMI, principal, interest and balance. Model prepayments, step-up EMIs, a custom higher EMI, or an existing loan you have already been paying. See exactly how many months and how much interest you save. Export as PDF or CSV. EXPENSE TRACKER ⢠27 categories with tags and notes ⢠Receipt scanner ā photograph a bill and the total, merchant and date are extracted and categorised ⢠Bank statement import ā bring in a PDF or CSV statement; transactions are sorted automatically (UPI, NEFT, IMPS, ECS) and the app learns from your corrections ⢠Pie charts, monthly and yearly views, search and filters ⢠Multi-select and batch delete ⢠Export as PDF or CSV MONTHLY OUTFLOW AND PAYMENT REMINDERS Track EMIs, rent, subscriptions and bills against your salary to see what's actually left. Set one-time, monthly, quarterly, half-yearly or yearly reminders with a notification 3 days before, 1 day before, or on the due date. Mark as paid in one tap; the next cycle resets itself. INVESTMENT TRACKER FD, RD, SIP, mutual funds, stocks, PPF, NPS, gold, real estate, insurance, bonds and your own custom types. See total invested, current value and expected returns with a colour-coded gain or loss, plus maturity alerts. Ongoing investments with no fixed end date are supported. IMPORTANT DOCUMENTS Keep policies, ID cards and property papers in the app ā PDF, JPG, PNG, HEIC, Word and Excel. Import from Files or capture with the camera. Files are copied into the app's own private storage, with a category breakdown showing what is stored where. WIDGETS Six Home Screen and Lock Screen widgets: monthly summary, upcoming payments, quick expense total, top spending categories, outflow total, and a one-tap receipt scan. Tap any widget to jump straight to the right screen. SECURITY Face ID, Touch ID, Optic ID or your passcode locks the app once you have data in it, and again after 30 seconds in the background. Screenshots and screen recording are blocked on financial screens, and your content is hidden in the app switcher. BUILT FOR MORE THAN ONE COUNTRY 11 currencies ā INR, USD, EUR, GBP, AED, SAR, CAD, AUD, SGD, JPY, DOP. 9 languages ā English, Hindi, Spanish, French, Arabic, Portuguese, German, Chinese and Japanese, switchable instantly inside the app. India-specific tools such as PPF, LIC and PAN appear only when you choose INR. ALSO INCLUDED Smart notes with rich text formatting, saved calculations you can restore, iCloud sync across your devices, dark mode, and full data export and import. Requires iOS 18.
Screenshots
Verdict
The clearest difference is update cadence: FinanceToolkitt at fortnightly against FinTrackr's every 2 months. FinTrackr's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FinTrackr ships an update every 2 months, FinanceToolkitt fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | FinTrackr | FinanceToolkitt |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Fortnightly ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPad |
| Requires iOS | 15.1 ā better | 18.0 |
| Further details ā not scored | ||
| Size | 51 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | HemzTechnologies | Ashok Arbad |
In-app purchases
FinTrackr
No in-app purchases
FinanceToolkitt
No in-app purchases







