FinTrackr vs SpendZy
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
FinTrackr
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Master your money with FinTrackr, the complete personal finance app designed to help you track expenses, manage budgets, monitor investments, track loans, and take control of your financial life. FinTrackr combines expense tracking, budgeting, loan management, account monitoring, and investment tracking in one secure and easy-to-use app. Whether you're managing daily spending, tracking EMIs, monitoring bills, or planning savings goals, FinTrackr helps you stay financially organized. TRACK EXPENSES & INCOME Log expenses, income, and transfers in seconds. Organize transactions across categories like Food, Shopping, Housing, Transport, Health, Travel, Bills, and more. Search, filter, and manage your complete transaction history easily. LOAN & EMI TRACKING Track personal loans, home loans, vehicle loans, and EMIs with ease. Monitor due dates, repayment progress, monthly payments, and outstanding balances in one place. MULTIPLE ACCOUNTS & CARDS Manage bank accounts, credit cards, and debit cards together. View balances, account-wise transactions, and your total financial overview instantly. SMART BUDGET PLANNER Set monthly budgets by category, track spending progress, and receive alerts before overspending. Stay ahead of bills, recurring expenses, and loan payments. INVESTMENT & NET WORTH TRACKING Monitor stocks, mutual funds, crypto, gold, fixed deposits, and other investments. Track portfolio growth and automatically calculate your net worth by combining assets and liabilities. FINANCIAL INSIGHTS View interactive charts and reports to analyze spending trends, income vs. expenses, and monthly financial performance. SECURE & PRIVATE Protect your data with PIN, Face ID, or fingerprint authentication. Your financial information is encrypted and securely stored. MODERN EXPERIENCE Designed for iPhone with dark mode support, smooth navigation, and quick expense entry for fast daily tracking. GLOBAL CURRENCY SUPPORT Supports multiple currencies including USD, GBP, EUR, AUD, CAD, and more. Why FinTrackr? Unlike basic expense trackers, FinTrackr combines budgeting, loan tracking, investments, and money management in one powerful platform built for smarter financial planning. Download FinTrackr today and take control of your financial future.
SpendZy
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SpendZy is your all-in-one personal finance companion β track expenses and income, manage money you lend or owe, hit savings goals, and even run chitti groups. AUTO-TRACK FROM BANK MESSAGES Set up a Shortcut once and SpendZy can automatically log expenses and income from your bank SMS and UPI notifications. No manual entry for every transaction. EXPENSE & INCOME TRACKING β’ Log spending and income with categories and notes β’ See daily, weekly, and monthly summaries β’ Search and filter your full history β’ Home screen widget for quick add LEND & OWE β’ Track money you lent or borrowed β’ Set due dates and get reminders β’ Organize contacts into folders β’ Record partial payments and settlements SAVINGS GOALS β’ Create goals with targets and deadlines β’ Track progress at a glance β’ Stay motivated with visual progress CHITTI MANAGEMENT β’ Manage fixed or variable chitti schemes β’ Track members and monthly payments β’ See who has paid and whatβs outstanding MORE YOUβLL LOVE β’ Multi-currency support β’ Local backup and restore β’ Google Drive backup (Premium) β’ Dark mode and multiple languages β’ Daily expense summary notifications SPENDZY PREMIUM β’ Auto-track from bank messages β’ Due date reminders β’ Unlimited lend/owe folders β’ Unlimited savings goals β’ Google Drive backup & restore Take control of your money β from everyday spending to loans, savings, and chitti β all in one clean, simple app.
Screenshots
Verdict
The clearest difference is in-app purchases: FinTrackr at none against SpendZy's 1. FinTrackr also leads on iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. SpendZy sells 1 one-off in-app purchase. FinTrackr asks for nothing beyond the download.
| Parameter | FinTrackr | SpendZy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | β |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.1 β better | 17.0 |
| Further details β not scored | ||
| Size | 51 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | HemzTechnologies | MANIKANT KUMAR |
In-app purchases
FinTrackr
No in-app purchases
SpendZy
- SpendZy Premium Lifetime$4.99






