Total Networth vs Sejf

Total Networth helps you see the full picture of your personal finances in one place. Add your assets (savings, investments, property) and liabilities (loans, credit cards, mortgages) to instantly see your net worth. Categorize assets as liquid or non-liquid to understand how much cash you can access. Set savings goals and track your progress with visual progress bars. Quickly update amounts by adding, subtracting, or editing values — no need to re-enter everything. FEATURES: • Net worth dashboard — see your total at a glance • Assets & liabilities — organize what you own and owe • Liquid vs. non-liquid — know your accessible cash • Savings goals — set targets and track progress • Quick updates — add, subtract, or edit amounts instantly • 60+ currencies — choose from worldwide options • PIN lock — protect your data with a 4-digit PIN • Dark mode — easy on the eyes • 100% offline — your data never leaves your device • No accounts — no sign-up required Your privacy matters. All data is stored locally on your device. Nothing is sent to any server. No analytics, no tracking, no ads. Take control of your finances. Know what you own. Know what you owe. Know your worth.

Track your net worth over time - so you always know where you stand financially. Add your assets and liabilities, record monthly snapshots, and watch your wealth grow. Built for long-term investors who want clarity, not complexity. TRACK EVERYTHING • Cash and bank accounts • Real estate • Stocks, ETFs, bonds, and retirement accounts • Cryptocurrencies • Precious metals • Custom assets • Liabilities including mortgages, loans, and credit cards • Multi-currency support with live exchange rates • Connect ticker symbols for automatic market price updates SEE YOUR PROGRESS Record monthly snapshots and build a picture of your financial journey. The history chart shows your net worth over time, helping you understand long-term trends and measure your progress. CAGR (Compound Annual Growth Rate) shows how quickly your wealth is growing, giving you a clear view of your long-term performance. PLAN FOR THE FUTURE • Goals - set a target net worth and track your projected arrival date • FIRE Number - calculate how much you need to retire based on your annual expenses and withdrawal rate YOUR DATA, YOUR CONTROL • Offline-first - no account required • iCloud sync across your Apple devices • Face ID and Touch ID protection • Export your data to CSV or JSON • No subscriptions Sejf helps you stay focused on what matters most: understanding your finances, building wealth, and achieving your long-term goals.