Buffer vs Fixo

Buffer shows you what’s safe to spend before payday. Stop guessing. Stop stressing. Add your recurring bills, set your payday, and instantly see: • What’s left this pay cycle • What’s safe to spend per week • What’s safe to spend per day • Exactly where you are in your cycle Supports monthly and 4-weekly pay. Works with overdrafts. No bank connections. No accounts. No ads. Private by design. All data stays on your device. Built for people who just want clarity and control.

Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.