FinanSnap vs Netto

Stop tracking every coffee. Start seeing the big picture. FinanSnap takes a radically different approach to personal finance. Instead of logging every transaction, you simply update your account balances once a week or once a month — however often works for you. That's it. No bank connections, no receipt scanning, no tedious categorization. Just quick snapshots of where your money lives, and powerful insights into where it's going. YOUR NET WORTH, AT A GLANCE See your total net worth broken down into liquid assets, long-term holdings, and debt. Watch your wealth grow (or course-correct) over time with beautiful interactive charts spanning 3 months to your entire history. SPACES, NOT TRANSACTIONS Organize your finances into "Spaces" — bank accounts, brokerage accounts, property, assets, money owed to you, and debt. Each space tracks its own currency and liquidity level, giving you a clear picture of what's accessible now versus locked up long-term. KNOW YOUR RUNWAY How long would your money last if your income stopped tomorrow? Finansnap calculates your financial runway based on liquid assets and monthly expenses, color-coded from critical to safe — so you always know where you stand. TRACK BIG EXPENSES YOUR WAY Log one-time purchases separately from recurring costs. Rate each expense for personal satisfaction, mark it as essential, nice-to-have, or luxury, and see insights on your spending patterns over time. Are your big purchases actually worth it? Now you'll know. CASHFLOW & PROJECTIONS Enter your recurring income and expenses once, and Finansnap calculates your free cash flow, savings rate, and a 12-month projection of how your savings will accumulate. SET & TRACK FINANCIAL GOALS Create simple, actionable financial goals and track them from your dashboard. Start with the classic emergency fund target and add your own milestones as you grow. ASK AI ABOUT YOUR FINANCES Have a question about your net worth, spending, or trends? Ask the built-in AI assistant. It has full context on your snapshots, cashflow, and goals — and gives you plain-language insights on demand. MULTI-CURRENCY SUPPORT Track accounts in any currency. Finansnap automatically converts everything to your preferred currency using live exchange rates, perfect for anyone managing money across borders. PRIVACY BY DESIGN Your data stays on your device and in your personal iCloud. No accounts to create, no bank connections, no tracking, no ads. Period. HOME SCREEN WIDGETS Glance at your net worth or get a reminder to add your next snapshot — right from your home screen. WATCH YOUR GROWTH OVER TIME Every space you track builds a history. See how each account, investment, or debt changes from snapshot to snapshot. The trend lines tell the real story of your financial life.

Netto is a private, calm net worth tracker. No bank logins, no Plaid, no aggregators — you add your accounts and log balances yourself, and Netto turns those numbers into a clear picture of where you stand and where you're headed. PRIVATE BY DESIGN Most money apps want your banking credentials. Netto doesn't. Your accounts and balances live on your device and sync through your own private iCloud — NorthPack Studios has no servers and never sees your data. A CALMER WAY TO TRACK Netto isn't an anxiety dashboard. It's a quiet check-in with your money: • A monthly check-in that greets you with a plain-language read on how things are going • Narrative insights that turn your numbers into sentences — "You're up $4,200 this quarter," not just a chart • An insights screen that opens with a Highlights list — your trend, top movers, and what changed, summed up in plain-language sentences above the charts TRACK EVERYTHING • Add asset and liability accounts — cash, investments, property, loans, anything • Log balances over time with optional notes • Scan a balance straight from a statement or your screen with the camera — manual entry made easy • Multi-currency accounts with a single display currency • Recently Deleted recovery and CSV import/export SEE YOUR TRAJECTORY • Home dashboard with current net worth, your change this quarter at a glance, a growth-streak badge, a highlighted insight, 90-day trend, top movers, and a preview of your next milestone • Tap any chart to expand it full-screen — high, low, average, change, and growth-rate stats, plus drag across to compare any two dates • Lock Screen and Home Screen widgets • Face ID lock so your balances stay private NETTO PRO — one-time purchase, no subscription • History tab with full balance history and range filters • Insights — narrative insights, monthly trends, projections, milestones, and allocation health • Bulk Entry across every account on one date • PDF reports • Custom account categories • Entry reminders • Add values with Siri & Shortcuts and from the Share Sheet • 90-Day Trend widget PRIVACY FIRST No account. No analytics. No tracking. Works offline. Your data stays yours. Netto is made by NorthPack Studios LLC.