FinanSnap vs Veyno

Stop tracking every coffee. Start seeing the big picture. FinanSnap takes a radically different approach to personal finance. Instead of logging every transaction, you simply update your account balances once a week or once a month — however often works for you. That's it. No bank connections, no receipt scanning, no tedious categorization. Just quick snapshots of where your money lives, and powerful insights into where it's going. YOUR NET WORTH, AT A GLANCE See your total net worth broken down into liquid assets, long-term holdings, and debt. Watch your wealth grow (or course-correct) over time with beautiful interactive charts spanning 3 months to your entire history. SPACES, NOT TRANSACTIONS Organize your finances into "Spaces" — bank accounts, brokerage accounts, property, assets, money owed to you, and debt. Each space tracks its own currency and liquidity level, giving you a clear picture of what's accessible now versus locked up long-term. KNOW YOUR RUNWAY How long would your money last if your income stopped tomorrow? Finansnap calculates your financial runway based on liquid assets and monthly expenses, color-coded from critical to safe — so you always know where you stand. TRACK BIG EXPENSES YOUR WAY Log one-time purchases separately from recurring costs. Rate each expense for personal satisfaction, mark it as essential, nice-to-have, or luxury, and see insights on your spending patterns over time. Are your big purchases actually worth it? Now you'll know. CASHFLOW & PROJECTIONS Enter your recurring income and expenses once, and Finansnap calculates your free cash flow, savings rate, and a 12-month projection of how your savings will accumulate. SET & TRACK FINANCIAL GOALS Create simple, actionable financial goals and track them from your dashboard. Start with the classic emergency fund target and add your own milestones as you grow. ASK AI ABOUT YOUR FINANCES Have a question about your net worth, spending, or trends? Ask the built-in AI assistant. It has full context on your snapshots, cashflow, and goals — and gives you plain-language insights on demand. MULTI-CURRENCY SUPPORT Track accounts in any currency. Finansnap automatically converts everything to your preferred currency using live exchange rates, perfect for anyone managing money across borders. PRIVACY BY DESIGN Your data stays on your device and in your personal iCloud. No accounts to create, no bank connections, no tracking, no ads. Period. HOME SCREEN WIDGETS Glance at your net worth or get a reminder to add your next snapshot — right from your home screen. WATCH YOUR GROWTH OVER TIME Every space you track builds a history. See how each account, investment, or debt changes from snapshot to snapshot. The trend lines tell the real story of your financial life.

See at a glance where your money goes. Log an expense in 10 seconds, with no bank connection and no ads. Veyno is a calm money tracker for iPhone: set realistic budgets, track your income too, and stay in control. You decide what you enter. WHY VEYNO • Fast: logging a transaction takes less than 10 seconds • Clear: income, spending and budgets for your month at a glance • Free to spend: set your salary as recurring and Home shows what you can spend per day until your next salary, fixed costs already counted • Calm design with no ads, no colour explosions and no gamification • In English, Dutch and German, with your own currency and local notation LOGGING • Expenses and income: amount, category, date and an optional note, done in seconds • Smart Add: type "67 ikea housing yesterday" and Veyno fills in the amount, category and date. It recognises common shops and services • Recurring transactions (salary, rent, subscriptions) are ready every month and added with one tap. Your salary plus 3 more are free, with their totals per month and per year, unlimited with Premium • Log hands-free: say "Hey Siri, log an expense in Veyno", or open Smart Add from the Action button, Control Center or your Lock Screen • Search and filter all your transactions CATEGORIES & BUDGETS • Default categories with icons and colours, ready to go • Set a monthly budget per category and see live how much is left INSIGHTS • Donut chart: where your money went this month • Tap a category to compare it with last month • With Premium: end-of-month forecast, budget health, daily rhythm, spending patterns and savings rate NET WORTH & SAVING GOALS • Record your net worth every month • Up to 3 saving goals with progress bars, unlimited with Premium WIDGETS • Home Screen and Lock Screen widgets: spent this month (compared with the same days last month), top categories, what you have free to spend per day until your next salary, and your saving goals • Tap a widget to jump straight to the right place PREMIUM The free version is complete for daily tracking. Premium adds: • Custom categories with your own icon and colour • All insights: forecast, budget health, daily rhythm, patterns, savings rate and comparing any two months • Your net worth trend and history • Unlimited recurring transactions, with a calendar of your due days • Smart notifications: a budget alert at 80% and 100%, and a reminder the day before a recurring charge • Unlimited saving goals and your full history (free: this month + 2 months back) • Export your data as CSV • Every future Premium feature, included Monthly or yearly with 14 days free to try and a reminder two days before it ends, cancel any time. Or unlock everything once with a lifetime purchase. INVITE A FRIEND Share your personal code with a friend. When they sign up with your code, you both get 1 month of Premium free. PRIVACY & SECURITY • No ads, not now and not ever • No bank connections. Veyno never asks for your bank details • Encrypted sync to your account, so your data comes with you to a new iPhone • Lock the app with Face ID, secure storage in the Keychain and certificate pinning Veyno works on iPhone with iOS 17.6 or later. Questions or feedback? Visit https://veyno.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://veyno.app/privacy