FinanSnap vs BeWealthy

Stop tracking every coffee. Start seeing the big picture. FinanSnap takes a radically different approach to personal finance. Instead of logging every transaction, you simply update your account balances once a week or once a month — however often works for you. That's it. No bank connections, no receipt scanning, no tedious categorization. Just quick snapshots of where your money lives, and powerful insights into where it's going. YOUR NET WORTH, AT A GLANCE See your total net worth broken down into liquid assets, long-term holdings, and debt. Watch your wealth grow (or course-correct) over time with beautiful interactive charts spanning 3 months to your entire history. SPACES, NOT TRANSACTIONS Organize your finances into "Spaces" — bank accounts, brokerage accounts, property, assets, money owed to you, and debt. Each space tracks its own currency and liquidity level, giving you a clear picture of what's accessible now versus locked up long-term. KNOW YOUR RUNWAY How long would your money last if your income stopped tomorrow? Finansnap calculates your financial runway based on liquid assets and monthly expenses, color-coded from critical to safe — so you always know where you stand. TRACK BIG EXPENSES YOUR WAY Log one-time purchases separately from recurring costs. Rate each expense for personal satisfaction, mark it as essential, nice-to-have, or luxury, and see insights on your spending patterns over time. Are your big purchases actually worth it? Now you'll know. CASHFLOW & PROJECTIONS Enter your recurring income and expenses once, and Finansnap calculates your free cash flow, savings rate, and a 12-month projection of how your savings will accumulate. SET & TRACK FINANCIAL GOALS Create simple, actionable financial goals and track them from your dashboard. Start with the classic emergency fund target and add your own milestones as you grow. ASK AI ABOUT YOUR FINANCES Have a question about your net worth, spending, or trends? Ask the built-in AI assistant. It has full context on your snapshots, cashflow, and goals — and gives you plain-language insights on demand. MULTI-CURRENCY SUPPORT Track accounts in any currency. Finansnap automatically converts everything to your preferred currency using live exchange rates, perfect for anyone managing money across borders. PRIVACY BY DESIGN Your data stays on your device and in your personal iCloud. No accounts to create, no bank connections, no tracking, no ads. Period. HOME SCREEN WIDGETS Glance at your net worth or get a reminder to add your next snapshot — right from your home screen. WATCH YOUR GROWTH OVER TIME Every space you track builds a history. See how each account, investment, or debt changes from snapshot to snapshot. The trend lines tell the real story of your financial life.

Your whole financial life in one number. BeWealthy pulls everything you own and everything you owe into a single balance, updated every day. Bank accounts, cash, brokerage portfolios, crypto, government bonds, real estate, loans and credit cards all live in one place, in one balance. EVERYTHING YOU OWN, IN ONE BALANCE - Cash, bank and savings accounts - Stocks and ETFs with live prices - Crypto across exchanges and wallets - Government bonds and fixed income - Real estate and physical assets - Loans, leases and credit cards on the liabilities side A NET WORTH CHART THAT MAKES SENSE Watch your wealth build over 1 week, 1 month, 3 months, 1 year, 5 years or since day one. Pull down to refresh and every stock, ETF and crypto position reprices at once. REAL RETURNS, NOT GUESSWORK Every position shows what you paid versus what it's worth now. Portfolio-level returns are calculated with XIRR, so deposits and withdrawals at different times don't distort the picture. Currency effects are shown separately from actual performance. A BUDGET BUILT AROUND HOW YOU ACTUALLY SPEND - Monthly limit overall and per category - Spending breakdown by category, with progress toward every limit - Savings rate calculated automatically - Five different views of the same month: donut, calendar, bars, percentages and trend - Recurring transactions for rent, subscriptions and instalments SHARED EXPENSES WITH FRIENDS Create a pool for a trip, a flat or a project, add the people involved, and log who paid for what. BeWealthy splits it and shows exactly who owes whom — no separate app needed. GOALS THAT KEEP YOU MOVING Set a target, track your pace, and see the streak of months you've kept contributing. Your main goal sits right on the dashboard. LIVE PRICES FROM SOURCES YOU KNOW Stocks, ETFs and crypto refresh automatically. Set price alerts and get notified when something hits your target. WORKS IN YOUR CURRENCY Hold assets in multiple currencies and see everything converted into your base currency, with exchange-rate effects broken out. BRING YOUR DATA IN AND OUT Import CSV or Excel statements from your bank, your broker or your crypto exchange, and export everything back to CSV whenever you want. Your data is never locked in. ON YOUR HOME SCREEN Widgets put your net worth, budget progress and goals one glance away. PRIVATE BY DESIGN No ads. No selling your data. Ever. Lock the app behind Face ID and hide your balances with one tap when someone's looking over your shoulder. BEWEALTHY PRO Unlock investments, crypto, bonds and real estate, Pro analytics and forecasts, price alerts, CSV import and export, Home Screen widgets, all currencies and more — with a 3-day free trial. Terms of Use (EULA): https://bewealthy.cloud/terms/ Privacy Policy: https://bewealthy.cloud/privacy/