FinyxFin vs SpendWise Offline

Take control of your finances with a powerful, private, and easy-to-use personal finance manager. Track spending, manage budgets, monitor investments, plan goals, and organize your financial life in one place. Whether you’re managing everyday expenses or planning for long-term financial goals, everything stays organized and under your control. EXPENSE AND BUDGET TRACKING • Track daily, weekly, and monthly expenses • Create budgets and custom spending categories • Monitor income, cash flow, and spending trends • Understand where your money goes with clear insights BILLS, SUBSCRIPTIONS, AND RECURRING PAYMENTS • Track bills, subscriptions, and recurring payments • Stay ahead of upcoming due dates • Reduce missed payments and unexpected charges • Keep recurring payments organized automatically APPLE REMINDERS INTEGRATION Keep important financial reminders where you already manage tasks. • Create reminders in Apple Reminders for bills, loan payments, goals, and custom reminders • Recurring bills can generate repeating reminders automatically • A dedicated reminders list helps keep financial reminders organized • Works with Reminders widgets, Apple Watch, and Siri This integration helps you stay on top of important financial dates using Apple Reminders. INVESTMENTS AND NET WORTH • Track investments and portfolio progress • Monitor assets, liabilities, and overall net worth • View long-term financial growth in one dashboard • Get a complete financial overview across accounts GOALS, SAVINGS, AND DEBT TRACKING • Set and track financial goals with target dates • Monitor savings progress and milestones • Track loans, debts, and repayments • Stay motivated with measurable progress AI-POWERED INSIGHTS • Get intelligent insights to better understand your finances • On-device AI powered by Apple’s local models • No data leaves your device • Optional feature — you can turn AI insights on or off anytime REPORTS AND INSIGHTS • Visual charts and summaries • Monthly and yearly financial reports • Budget performance and spending trends • Clear insights without unnecessary complexity • Enhanced with optional AI-powered insights BACKUP AND RESTORE Your financial data is protected with a robust backup system. • Automatic backups can be created regularly • Safety backups are created before restore or major changes • Restore data when switching devices or reinstalling • Export and import backup files for extra flexibility Designed to help keep your financial data safe and recoverable. PRIVACY FIRST • No ads. No tracking. • Your financial data stays private • Data is stored locally on your device with optional cloud backup • Built with privacy and data protection in mind ONE APP. ALL YOUR DEVICES • Optimized for iPhone, iPad, and Mac • Seamless experience across Apple devices • Designed for both mobile and desktop use Privacy Policy: https://www.finyxfin.app/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SpendWise – Smart Expense Tracker Take control of your money with SpendWise, a simple, powerful, and privacy-focused expense tracker designed for everyday financial management. Track your income and expenses, manage monthly budgets, monitor category spending, create savings goals, track borrowed or lent money, and understand your financial habits through clear reports and charts. SpendWise works without login or account registration. Your financial records are stored locally on your device, giving you a fast and private way to manage your money. Worldwide Currency Support SpendWise is built for users around the world. On first launch, choose your preferred currency and the app will display amounts using that currency throughout the app. You can also change your preferred currency later from Settings. Support includes currencies such as: USD, EUR, GBP, INR, JPY, CAD, AUD, AED, SAR, SGD, CHF and many more. Key Features Income & Expense Tracking Add daily income and expenses Organize transactions by category Add notes and transaction dates Edit, duplicate, or delete transactions View recent and complete transaction history Multiple Payment Modes Track how you paid using: Cash UPI Debit Card Credit Card Bank Transfer Wallet Other payment methods Smart Dashboard Get a clear overview of: Total income Total expenses Current balance Remaining budget Recent transactions Spending trends Top categories Payment mode usage Monthly Budget Management Set a monthly spending budget Track used and remaining amounts View budget progress visually Receive budget reminders Category Budgets Set individual limits for expense categories Monitor category-wise spending Receive warnings when spending approaches or exceeds limits Advanced Reports & Analytics Understand your money with: Daily reports Weekly reports Monthly reports Yearly reports Income vs expense analysis Category spending reports Payment mode reports Highest spending category Average daily spending Spending trends Safe-to-spend insights Recurring Transactions Manage repeating financial activity such as: Rent Salary Subscriptions EMI payments Utility bills Insurance Other recurring income or expenses Choose daily, weekly, monthly, or yearly recurrence. Savings Goals Create and track goals for: Emergency funds Travel New devices Vehicles Education Home purchases Personal dreams Add deposits, record withdrawals, and monitor your progress toward each target. Debt, Borrow & Lend Tracker Keep track of: Money you borrowed Money you lent Partial repayments Additional borrowed or lent amounts Due dates Settled and active records Custom Categories Create your own income and expense categories and choose from a visual collection of icons. No need to know SF Symbol names. CSV Import & Export Export transaction data as CSV Import supported CSV files Keep financial data portable Use currency-neutral numeric amounts for easier data handling Backup & Restore Create full local backups Restore your SpendWise data Protect transactions, categories, budgets, recurring records, savings goals, and debt information App Lock & Privacy Protect access to your financial information using: Passcode Face ID Touch ID Supported biometric authentication Nearby Useful Places Find useful services around you, including: Banks ATMs Supermarkets Grocery stores Restaurants Cafes Fuel stations Shopping malls Pharmacies Hospitals Hotels Parking Public transport Car services Insurance offices Accountants and tax professionals Nearby Places requires location permission and an internet connection. Private by Design SpendWise does not require you to create an account or sign in. Your financial records are designed to remain locally stored on your device, giving you greater control over your personal money data. Start building better money habits today with SpendWise. Track smarter. Spend better. Live better.