FinyxFin vs Plumb Wallet

Take control of your finances with a powerful, private, and easy-to-use personal finance manager. Track spending, manage budgets, monitor investments, plan goals, and organize your financial life in one place. Whether you’re managing everyday expenses or planning for long-term financial goals, everything stays organized and under your control. EXPENSE AND BUDGET TRACKING • Track daily, weekly, and monthly expenses • Create budgets and custom spending categories • Monitor income, cash flow, and spending trends • Understand where your money goes with clear insights BILLS, SUBSCRIPTIONS, AND RECURRING PAYMENTS • Track bills, subscriptions, and recurring payments • Stay ahead of upcoming due dates • Reduce missed payments and unexpected charges • Keep recurring payments organized automatically APPLE REMINDERS INTEGRATION Keep important financial reminders where you already manage tasks. • Create reminders in Apple Reminders for bills, loan payments, goals, and custom reminders • Recurring bills can generate repeating reminders automatically • A dedicated reminders list helps keep financial reminders organized • Works with Reminders widgets, Apple Watch, and Siri This integration helps you stay on top of important financial dates using Apple Reminders. INVESTMENTS AND NET WORTH • Track investments and portfolio progress • Monitor assets, liabilities, and overall net worth • View long-term financial growth in one dashboard • Get a complete financial overview across accounts GOALS, SAVINGS, AND DEBT TRACKING • Set and track financial goals with target dates • Monitor savings progress and milestones • Track loans, debts, and repayments • Stay motivated with measurable progress AI-POWERED INSIGHTS • Get intelligent insights to better understand your finances • On-device AI powered by Apple’s local models • No data leaves your device • Optional feature — you can turn AI insights on or off anytime REPORTS AND INSIGHTS • Visual charts and summaries • Monthly and yearly financial reports • Budget performance and spending trends • Clear insights without unnecessary complexity • Enhanced with optional AI-powered insights BACKUP AND RESTORE Your financial data is protected with a robust backup system. • Automatic backups can be created regularly • Safety backups are created before restore or major changes • Restore data when switching devices or reinstalling • Export and import backup files for extra flexibility Designed to help keep your financial data safe and recoverable. PRIVACY FIRST • No ads. No tracking. • Your financial data stays private • Data is stored locally on your device with optional cloud backup • Built with privacy and data protection in mind ONE APP. ALL YOUR DEVICES • Optimized for iPhone, iPad, and Mac • Seamless experience across Apple devices • Designed for both mobile and desktop use Privacy Policy: https://www.finyxfin.app/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what is left to spend, before you spend it. Plumb is an expense tracker and budget planner that brings everyday spending, bills and savings goals into one clear picture. A bank balance does not tell the whole story. Plumb estimates what is available after the commitments you record, so you can check a purchase against your plan. Start without a bank connection or a Plumb account. MAKE ROOM FOR EVERYDAY LIFE Plan groceries, transport and the things you enjoy alongside bills and savings. Set category budgets, choose your budget cycle and see where spending is ahead of your plan. KEEP YOUR SPENDING EASY TO FOLLOW Record income and expenses, repeat a previous entry, and find transactions with search and filters. Use suggested categories or create your own. Track accounts and same-currency transfers without treating money moved between accounts as spending. CHECK WHAT YOU CAN AFFORD See your estimated safe-to-spend amount and daily pace. Open the explanation to understand how recorded cash, card balances, bills and goals affect the result. The estimate depends on keeping your entries up to date. TURN SAVINGS INTO A PLAN Give a holiday, emergency fund or future purchase its own goal. Record contributions and follow your progress. Set recurring schedules for income and bills, then record payments when they happen. LEARN FROM YOUR HISTORY Explore spending charts, category breakdowns and budget progress. With enough history, view projections based on previous cycles, with the assumptions explained. Track accounts in different currencies; combined insights use your primary currency. YOUR FINANCIAL RECORDS STAY ON YOUR DEVICE Use the core wallet offline. Protect access with App Lock, hide balances and create password-encrypted backups. Keep your backup file and password safe: Plumb cannot recover a forgotten password or a lost device's wallet. TRY IT BEFORE YOU SET UP Explore a separate demo wallet with fictional data. Demo changes are temporary and do not affect your own wallet. START FREE, ADD MORE WHEN YOU NEED IT Free includes ads, up to 3 accounts, 3 goals and 3 currencies, unlimited transactions, App Lock, encrypted backups and two cycles of insights. Pro removes ads and includes up to 10 accounts, 10 goals and 5 currencies, six cycles of insights, comparisons and CSV export. Max adds unlimited accounts, goals and currencies with all Pro insights and export tools. Financial records are not sent to advertisers. The privacy policy explains ads, usage analytics and diagnostics. Plumb is a manual budgeting tool: it does not connect to banks, hold money or make payments. Projections are estimates, not financial advice or guaranteed outcomes. Optional monthly and annual subscriptions are available. Prices and billing periods appear before purchase. Payment is charged to your Apple Account at confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel in your Apple Account settings. Support: contact@zixdev.com Privacy: https://plumbwallet.app/privacy/ Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/