Comparison

LiaPay vs Flowdue

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LiaPay

Manage your money digitally with a free digital Mastercard. Receive instant transfers and make secure online payments from your smartphone. Enjoy advanced security and CBUAE compliance for a trusted financial experience.

Highlights
  • Free digital Mastercard
  • Instant money transfers
  • Secure online payments
  • Advanced security and encryption
  • CBUAE compliant
  • Manage funds from smartphone
Features
Read full description

Welcome to LiaPay – Your Digital Money Card in the UAE LiaPay is the smarter way to manage your money digitally. Designed for forward-thinking employees in the UAE, it gives you instant access to a free digital Mastercard so you can receive transfers and pay online securely — all from your smartphone. Simple. Secure. Straightforward. Your Free LiaPay Digital Mastercard Get your LiaPay Digital Mastercard in minutes and start using it immediately. No paperwork. No waiting. Just seamless digital access to your money. Use it anywhere Mastercard is accepted online and manage everything directly from your smartphone. Instant Transfers Receive money anytime, anywhere. Get transfers directly to your LiaPay card with no delays and no complications. Whether it’s salary, peer transfers, or company payments, your funds are available when you need them. Secure Online Payments Shop, subscribe, and pay with confidence. Use your digital Mastercard to pay online securely across global merchants. From everyday purchases to monthly subscriptions, enjoy fast, protected transactions every time. Advanced Top-Tier Protection Safe. Secure. Trusted. Your money and personal data are protected with advanced security standards and encryption. With LiaPay, every transaction is monitored in real time, giving you complete peace of mind while you manage your funds. LiaPay is fully compliant with CBUAE regulations and licensed by Mawarid Finance, providing a secure, trusted, and fully regulated financial experience in the UAE. Every transaction and service is built to meet the highest standards of reliability, transparency, and customer protection, so you can manage your money with complete confidence. Smart Money Starts Here. LiaPay makes managing money effortless, fast, and secure. Your Money. Your Mastercard. Your Way.

About

Flowdue

Features
Read full description

Splitting bills shouldn't cost you. Flowdue lets you split with anyone, add as many expenses as you want, and settle up — completely free, no ads, no daily limits. And it's a full budgeting app too. WHY PEOPLE SWITCH • Free to split — invite anyone, no subscription, no "upgrade to add more." • No daily limits — log as many shared expenses as you like. • No ads. Ever. • Not just a splitter — budgeting, bill tracking, and splitting in one app. SPLIT, DONE RIGHT • Split equally, by %, by exact amounts, or by shares. • Clear balances showing who paid and who owes; debt simplification + one-tap settle up. • Split in any currency; invite by email so everyone sees what they owe. A REAL BUDGET APP TOO • Budget — income + savings goal → what's safe to spend today and what's left after every due. • Track — subscriptions, bills, and spends in one list that feeds your budget. • Limit — per-category caps with alerts at 50/75/100%. • Client — cheques, retainers, invoices tied to a person or business. • Budget months follow your payday, not the 1st. PRO (optional) — unlimited personal flows, family seats (up to 5), advanced reminders, cheque scanning. Splitting, budgeting, and tracking stay free. Your data is yours — export or delete it anytime. SUBSCRIPTION INFORMATION Flowdue Pro is an optional auto-renewable subscription — splitting, budgeting, and tracking stay free. Plans: Personal (Monthly), Personal (Yearly), and Family (Yearly, up to 5 seats). Prices are shown in your local currency in the app and on this App Store page before you purchase. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the period's end. Manage or cancel anytime in Settings → Apple ID → Subscriptions. - Privacy Policy: https://flowdue.app/privacy - Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

LiaPay4 screens
Flowdue4 screens

Verdict

The call

The clearest difference is in-app purchases: LiaPay at none against Flowdue's 3. LiaPay also leads on iOS requirement (13.0 vs 15.5). Flowdue's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flowdue sells 3 in-app purchases, starting at $7.99 per month. LiaPay asks for nothing beyond the download.

UpkeepUpdate frequency

LiaPay ships an update every 3 weeks, Flowdue every 5 days. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 6 level
LiaPay versus Flowdue: the parameters behind the verdict, then further details
ParameterLiaPayFlowdue
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size51 MB92 MB
Age rating4+4+
DeveloperLiabifyFaryal Asif

In-app purchases

None

LiaPay

No in-app purchases

3 purchases

Flowdue

Subscriptions3
  • Personal Monthly$7.991 Month
  • Personal Yearly1 Year trial$59.991 Year
  • Family Yearly$99.991 Year

Questions

Is LiaPay free?
LiaPay is free to download, with no in-app purchases.
Is Flowdue free?
Flowdue is free to download, with in-app purchases available.
Do LiaPay or Flowdue have ads?
Neither LiaPay nor Flowdue shows ads.
Which is updated more often, LiaPay or Flowdue?
LiaPay ships an update every 3 weeks, and Flowdue every 5 days. Most recently, LiaPay was updated on October 24, 2026 and Flowdue on October 7, 2026.

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