Comparison

Debt Payoff Tracker & Planner* vs Easy Expenses Tracker 2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Payoff Tracker & Planner*

This app helps you create a personalized plan to eliminate your debts faster. It offers various payoff strategies and tracks your progress with visual charts and motivational tools. Manage all types of loans and see how extra payments can save you interest.

Highlights
  • Personalized debt payoff plan creation
  • Multiple payoff strategies (Snowball, Avalanche, Snowflake)
  • Projected debt-free date calculation
  • Total interest saved estimation
  • Progress tracking with visual charts
  • Management of various debt types
Features
Read full description

Take Control of Your Debt. Build a Plan. Stay Motivated. Become Debt-Free. Debt Payoff Planner & Tracker helps you stop guessing and start following a clear, step-by-step strategy to eliminate loans faster. Whether you’re paying off credit cards, student loans, auto loans, or personal debt — this app gives you a structured plan and keeps you motivated until the final payment. Today is the perfect day to start your debt-free journey. Create Your Personalized Payoff Plan Simply enter: - Current loan balance - Interest rate (APR) - Minimum monthly payment Add your extra monthly budget, and the app instantly calculates: - Your projected debt-free date - A customized repayment schedule - Total interest saved - Side-by-side payoff comparison See how paying more than the minimum dramatically reduces your timeline. Choose Your Payoff Strategy Pick the method that fits your personality and goals: - Debt Snowball – Pay smallest balances first for quick wins - Debt Avalanche – Pay highest interest rates first to save more - Debt Snowflake – Apply one-time extra payments anytime - Custom Strategy – Create your own personalized order The app shows you the smartest way to allocate every dollar. Track Progress & Stay Motivated - Record payments easily - Update balances anytime - Visual payoff charts - Compare minimum vs accelerated payoff - Monitor your progress over time Manage All Types of Debt Organize and track: - Credit Cards - Student Loans - Auto / Car Loans - Mortgages - Medical Bills - Personal Loans - Tax Debt - Other custom categories Everything in one simple dashboard. Why Users Love It - Clean, simple interface - Fast loan calculator - Smart payoff comparisons - Motivational progress tracking - Flexible payment options Becoming debt-free doesn’t require complex spreadsheets — just a clear plan and consistency. Download today and start building your path to financial freedom.- Designed for real-life budgeting In-app purchase Details: Lifetime Access for ads free version Privacy Policy : https://visionaso.in/manager/privacypolicy.html Terms of use : https://visionaso.in/manager/termscondition.html

About

Easy Expenses Tracker 2

Effortlessly track your spending and income with this intuitive finance app. Visualize your financial habits with charts and reports, set budget goals, and gain insights into your spending patterns. Supports over 100 currencies and offers advanced features with a premium upgrade.

Highlights
  • Track expenses and income
  • Instant financial overview dashboard
  • Powerful spending reports
  • Set and monitor budget goals
  • Receipt photo capture
  • CSV & PDF export
  • AI spending insights and chat assistant (Premium)
Features
Read full description

Take control of your finances with Easy Expense Tracker. Whether you're managing daily coffee runs or tracking monthly bills, this app makes it effortless to record every transaction, understand your spending habits, and stay within budget — all in a clean, intuitive interface designed for iPhone. TRACK EVERY TRANSACTION Add expenses and income in seconds. Pick a category, enter an amount, add a payee, write a note, and even attach a receipt photo. Your complete transaction history is always organized, searchable, and ready to review. Support for 100+ global currencies means the app works wherever you are. INSTANT FINANCIAL OVERVIEW The dashboard gives you a real-time snapshot of your finances. See your net balance, total income, and total expenses for any time period — this week, this month, this year, or a custom range. An interactive spending chart breaks down exactly where your money goes by category, so nothing gets lost. POWERFUL REPORTS The Reports tab turns your data into clarity: • Spending trends over time with a visual line chart • Income vs. expenses comparison for the last 6 months • Month-over-month spending comparison with percentage change • Full category breakdown with amounts and percentages • Behavioral insights: average daily spend, busiest day, and total transaction count BUDGET GOALS Assign monthly spending limits to any category. Color-coded progress bars update in real time — green when you're on track, orange when approaching the limit, red when over. Know your budget status at a glance before you spend. PREMIUM — UNLOCK THE FULL EXPERIENCE iCloud Sync Seamlessly sync all your data across iPhone, iPad, and Mac. Changes appear on every device automatically. Your data lives in your private iCloud — never shared, never sold. Unlimited Transactions The free plan supports up to 50 transactions. Premium removes all limits so you can track your complete financial history without interruption. Recurring Transactions Automate bills, rent, subscriptions, and salary. Set any frequency — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Transactions are created automatically on schedule, so you never miss an entry. AI Spending Insights On-device intelligence analyzes your transaction history and surfaces personalized insights — your top spending category, savings compared to last month, average daily spend, and actionable tips to help you spend smarter. AI Chat Assistant Ask questions about your finances in plain English. "How much did I spend on dining last month?" or "What are my biggest expenses this year?" Get instant answers pulled directly from your personal data, processed entirely on your device. Receipt Capture Snap a photo of any receipt and attach it directly to a transaction. Images are automatically compressed and stored with your records — perfect for expense reports or tax documentation. CSV & PDF Export Export your transaction history as a CSV spreadsheet or a formatted PDF report. Ideal for tax season, sharing with an accountant, or keeping your own records. Import Transactions Migrate from another app or import directly from your bank. Supports CSV and OFX (Open Financial Exchange) formats so your complete history comes with you. Spending Alerts Get notified before you go over budget. Set threshold alerts per category and receive a weekly digest summarizing your spending activity. PRIVATE & SECURE All data is stored locally on your device using Apple's SwiftData framework. iCloud Sync uses your own private CloudKit database — your financial information is never accessible to anyone else. Protect the app with Face ID, Touch ID, or passcode so only you can access your data. Premium features require a subscription. Cancel anytime in App Store Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy : https://www​.mobileinnov​.com​/​Privacy​Policy​.html

Screenshots

Debt Payoff Tracker & Planner*4 screens
Easy Expenses Tracker 24 screens

Verdict

The call

The clearest difference is ads: Easy Expenses Tracker 2 at none against Debt Payoff Tracker & Planner*'s shown. Debt Payoff Tracker & Planner*'s advantage is ratings volume (3 vs 1) and iOS requirement (13.0 vs 26.2). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Payoff Tracker & Planner* sells 1 one-off in-app purchase and Easy Expenses Tracker 2 sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Debt Payoff Tracker & Planner* against 5.0 for Easy Expenses Tracker 2. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Scorecard3 real differences · 6 level
Debt Payoff Tracker & Planner* versus Easy Expenses Tracker 2: the parameters behind the verdict, then further details
ParameterDebt Payoff Tracker & Planner*Easy Expenses Tracker 2
PriceFreeFree
Rating5.0 (3 ratings)5.0 (1 ratings)
Number of ratings3 — better1
Update frequencyEvery 10 days—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better26.2
Further details — not scored
Size71 MB6 MB
Age rating4+4+
DeveloperAshvin KevadiyaMobile Innovations LLC

In-app purchases

1 purchases

Debt Payoff Tracker & Planner*

One-time1
  • Lifetime Premium$9.99
1 purchases

Easy Expenses Tracker 2

Subscriptions1
  • Pro Upgrade7 Days trial$1.991 Month

Questions

Is Debt Payoff Tracker & Planner* free?
Debt Payoff Tracker & Planner* is free to download, with in-app purchases available.
Is Easy Expenses Tracker 2 free?
Easy Expenses Tracker 2 is free to download, with in-app purchases available.
Which has better reviews, Debt Payoff Tracker & Planner* or Easy Expenses Tracker 2?
Debt Payoff Tracker & Planner* and Easy Expenses Tracker 2 are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.
Do Debt Payoff Tracker & Planner* or Easy Expenses Tracker 2 have ads?
Debt Payoff Tracker & Planner* shows ads; Easy Expenses Tracker 2 does not.

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