Comparison

FinanzApp vs Trackonomy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinanzApp

Track expenses, manage budgets, and set savings goals with AI-powered insights. This app helps you understand where your money goes and offers personalized recommendations to spend less. It supports multiple currencies and is designed for Latin America.

Highlights
  • Unlimited transaction tracking
  • AI-powered spending analysis
  • Customizable budgets and savings goals
  • Voice input for transactions
  • Multi-currency support
  • Automatic transaction logging (Apple Pay)
Features
Read full description

¿A dónde se va tu dinero? FinanzApp te lo muestra. Registra todos tus gastos gratis, sin anuncios. Gestiona presupuestos, cuentas bancarias y metas de ahorro — todo en una sola app. Con inteligencia artificial que analiza tus hábitos y te da recomendaciones personalizadas para gastar menos (PRO). FUNCIONALIDADES PRINCIPALES • Transacciones ilimitadas — Registra ingresos y gastos sin restricciones, siempre gratis • Auto-Log — Tus pagos con Apple Pay se registran automáticamente. También puedes crear automatizaciones con Atajos de iOS • Presupuestos inteligentes — Crea presupuestos mensuales, de viaje, ahorro, entretenimiento y más • Cuentas bancarias — Lleva el saldo de todas tus cuentas en un solo lugar • Metas de ahorro — Define objetivos con fecha y monto, y sigue tu progreso • Categorías personalizables — Organiza tus gastos con íconos, colores y límites • Entrada por voz — Registra transacciones hablando; la IA detecta monto, categoría y cuenta • Widgets — Consulta tu saldo y gastos desde la pantalla de inicio • Notificaciones — Alertas de límites y recordatorios directo en tu dispositivo INTELIGENCIA ARTIFICIAL (PRO) • Reportes con IA — Análisis mensual y resúmenes semanales por correo con insights automáticos • Plan mensual optimizado — Scorecard financiero, detección de patrones y presupuesto propuesto por IA • Recomendaciones por categoría — Sugerencias de límite basadas en tu historial de gastos • Tarjetas compartibles — Comparte tus resultados financieros en redes sociales HECHA PARA LATINOAMÉRICA • Soporte para COP, MXN, PEN, ARS, CLP, USD y más • 100% en español • Sin conexión bancaria — Tus datos son tuyos, no vendemos tu información • Sin anuncios — Ni ahora, ni nunca GRATIS DE VERDAD Registra transacciones ilimitadas sin costo y sin anuncios. Las funciones PRO (reportes de IA, presupuestos ilimitados, Auto-Log ilimitado) están disponibles como suscripción opcional. Términos de Servicio: https://www.finanzapp.co/terminos Política de Privacidad: https://www.finanzapp.co/privacidad

About

Trackonomy

Effortlessly track your spending and manage debts with automated expense capture from your email or Apple Pay. Log expenses via voice, receipt photos, or manual entry, and set budgets with visual alerts. Monitor your financial overview and recurring payments with convenient widgets.

Highlights
  • Automatic expense capture from email/alerts
  • Apple Pay payment capture via Shortcuts
  • AI-powered expense entry from voice/photos
  • Manual expense logging
  • Category-based budgeting with warnings
  • Owed to me/I owe debt tracking
  • Monthly financial overview and recurring payments
Features
Read full description

Trackonomy shows you where your money goes without having to write down every expense by hand. AUTOMATIC CAPTURE • Connect your Outlook mailbox or forward your bank's alerts: Trackonomy reads the amount, merchant and date and gets the expense ready for you. • Apple Pay capture: with a shortcut in the Shortcuts app, every Apple Pay payment reaches your inbox the moment you pay. • Nothing is saved without your approval: review it, fix it if needed and confirm. LOG IT YOUR WAY • Say it out loud, snap the receipt or type it in a sentence: AI builds the entry and you confirm it. • Or enter it by hand, in the currency you use. BUDGETS • A limit for every category and a warning before you go over. • Trouble shows in red. DEBTS • "Owed to me" and "I owe", per person. Settling up nets it out automatically. YOUR MONTH AT A GLANCE • Net spend, daily average and how you compare with last month. • Recurring payments and widgets on the Home Screen and Lock Screen. • Works offline and syncs when you're back online. Available in English, Spanish and Portuguese. Some features, such as automatic capture, require Trackonomy Premium (weekly, monthly or yearly subscription). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trackonomy.app/privacy

Screenshots

FinanzApp4 screens
Trackonomy4 screens

Verdict

The call

The clearest difference is rating: Trackonomy at 5.0 against FinanzApp's 4.7. FinanzApp's advantage is update cadence (every 3 days vs weekly) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinanzApp sells 2 in-app purchases, starting at $4.99 per month and Trackonomy sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Trackonomy holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

FinanzApp ships an update every 3 days, Trackonomy weekly. Both last shipped on October 31, 2026.

Scorecard4 real differences · 6 level
FinanzApp versus Trackonomy: the parameters behind the verdict, then further details
ParameterFinanzAppTrackonomy
PriceFreeFree
Rating4.7 (3 ratings)5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings3 — better1
Update frequencyEvery 3 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.0
Further details — not scored
Size65 MB13 MB
Age rating12+4+
DeveloperOmar MorenoVIZIA S.A.C.

In-app purchases

2 purchases

FinanzApp

Subscriptions2
  • FinanzApp Pro3 Days trial$4.991 Month
  • FinanzApp Pro Anual$49.901 Year
3 purchases

Trackonomy

Subscriptions3
  • Weekly Premium Plan7 Days trial$1.997 Days
  • Monthly Premium Plan7 Days trial$3.991 Month
  • Yearly Premium Plan7 Days trial$39.991 Year

Questions

Is FinanzApp free?
FinanzApp is free to download, with in-app purchases available.
Is Trackonomy free?
Trackonomy is free to download, with in-app purchases available.
Which has better reviews, FinanzApp or Trackonomy?
Trackonomy is rated higher. FinanzApp averages 4.7 out of 5 from 3 ratings, while Trackonomy averages 5.0 from 1 ratings.
Do FinanzApp or Trackonomy have ads?
Neither FinanzApp nor Trackonomy shows ads.
Which is updated more often, FinanzApp or Trackonomy?
FinanzApp ships an update every 3 days, and Trackonomy weekly. Most recently, FinanzApp was updated on October 31, 2026 and Trackonomy on October 31, 2026.

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