Saldoo vs Kaudal

Saldoo: split expenses, save together and keep accounts clear. Trips with friends, a shared apartment, your partner or family: log who paid what and Saldoo instantly works out who owes whom. And if you're saving up for something (a trip, a gift, a move), create a plan with a date and everyone moves at their own pace. SPLIT EXPENSES, NO HASSLE • Groups for trips, roommates, couples, family or your weekly game. • Split equally, by exact amounts, percentages, shares or by receipt items. • Clear balances: what you paid, your share and what you're owed, explained. • Settle up in a few payments: Saldoo suggests the shortest way to get even. • Recurring expenses (rent, internet, subscriptions) added automatically every month. • Friends join with a link or a code, even without an account. SAVE TOGETHER FOR A GOAL (NEW) • Savings plans with a goal per person and a date: Saldoo works out how much to put in each week or month. • For trips, gifts, birthdays, a big purchase or an emergency fund. • Like a savings circle, but organized: everyone sees who's on track. • Privacy: each person decides whether to share their amounts; the group sees progress, not how much each one saved. • Friendly reminders on your contribution day. PAYMENTS WITH CONFIRMATION (NEW) • When someone pays you, you confirm the money arrived. No more "did I pay you already?". • Attach the transfer receipt. ANY CURRENCY • Dollars, euros, pesos, soles and more: expenses in another currency are converted with the day's exchange rate. • Perfect for trips abroad. YOUR PERSONAL WALLET • Track income and spending by category and see where your money goes. • Monthly analysis compared with last month. SCAN RECEIPTS • Snap a photo of the receipt and AI fills in the total and the items to split. FREE • Saldoo is free, with unlimited groups and plans. Saldoo Premium removes all ads. Saldoo never holds or moves your money: it's the shared notebook where everyone sees clear accounts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Saldoo Terms: https://saldooapp.com/terms_en Privacy Policy: https://saldooapp.com/privacy_en

Kaudal splits your household's shared expenses fairly. Family, flatmates or any shared home: what's fair for each member, at a glance. TWO MODELS, ONE GLANCE Should everyone contribute in proportion to their income, or pool everything and get the same back? Kaudal computes both models at once and shows them side by side, so your household can pick whichever feels fairest — and compare them any time. SINKING FUNDS, NO SURPRISES Variable and annual bills (electricity, the February gas bill, property tax) become a monthly provision: cheap months build a cushion, so the spikes don't hurt. You type the annual amount; Kaudal budgets it and rolls the surplus over month after month. SHARED-EXPENSES BALANCE Who paid for dinner? Log everyday expenses, tag them by event (the trip, the move) and settle up with the minimum number of transfers. CLEAN MONEY Beyond each member's contribution, Kaudal shows how much is truly left for each person after shared costs and savings. YOUR HOUSEHOLD, IN SYNC Invite the other members with an iCloud link and everyone sees and edits the same household. On iPhone, iPad and Mac, with widgets and a Live Activity. You can keep several separate households in the same app. PRIVATE BY DESIGN No accounts to create, no third-party servers, no ads: your data lives in your iCloud.