GoalStash App vs Envelope Budget by DOTNULL

GoalStash – Savings Goal Tracker & Financial Habits Builder A powerful, privacy-first iOS app to manage savings goals, track expenses, and build better money habits. GoalStash visualizes your financial journey with stunning charts, customizable goals, and smart tracking, ideal for saving for a vacation, building an emergency fund, achieving financial independence, or paying off debt. Intuitive Dashboard for Real-Time Financial Overview Get a clear snapshot of all savings goals and accounts: Real-time progress bars and percentage completion for each goal Total savings overview, quick stats, and beautiful growth charts Visual indicators to track financial progress over time Unlimited Custom Savings Goals Management Create as many goals as you need with full flexibility: Set target amounts, deadlines, custom names, and categories (Emergency Fund, Vacation Savings, House Down Payment, Education Fund, etc.) Schedule automatic contributions (daily, weekly, monthly) Pin priority goals, assign custom colors, and link to specific accounts Track progress with motivational visual indicators and percentage bars Multi-Account Tracking & Seamless Transfers Manage savings accounts, checking accounts, or custom pots: View balances at a glance with colorful representations Transfer funds between accounts easily Link accounts directly to goals for accurate tracking No-Spend Days Challenge & Habit Building Cultivate discipline with the no-spend tracker: Log successful no-spend days and build streaks Interactive calendar view with notes on what worked Unlock achievement levels: Seedling (1 day) → Sprout (5) → Growing (10) → Established (25) → Master (50) → Legend (100) → Ultimate (200+) Celebrate milestones with confetti animations and motivational tips View monthly/all-time stats to stay motivated Future Growth Projections with Compound Interest Plan ahead intelligently: Project long-term savings growth using customizable interest rates and compounding frequencies Simulate scenarios by adjusting contributions to see different outcomes Visualize compound interest trajectories for financial milestones Easy Transaction & Expense Logging Stay on top of your money flow: Log income, expenses, and goal contributions Categorize transactions and assign to specific goals/accounts Filterable history with notes for better insights Smart, Customizable Settings Tailor the app to your needs: Default contribution amounts/frequencies Auto-interest calculations and extra savings allocation Demo mode for testing Full preferences for growth projections Complete Privacy & On-Device Security All your financial data stays local using SwiftData, no collection, no servers, no tracking. Calculations and storage happen entirely on your device for true privacy. Whether you're a beginner building your first emergency fund, a no-spend challenger aiming for 100+ days, or planning a dream vacation with automated savings, GoalStash makes financial progress motivating and straightforward. Start stashing toward your goals today—your future self will thank you!

How much is left for groceries? How much can you spend on fun? Budget Pockets is a simple envelope budget and expense tracker. Create your own wallets for groceries, fun, essentials or any purpose, set a budget for each, and see what you can still spend. CREATE WALLETS THAT FIT YOUR LIFE Choose each wallet's name and budget. Organize your monthly household spending, personal allowance or hobbies your way. The initial period is this month, and you can set your own start and end dates. CHOOSE A WALLET AND RECORD AN EXPENSE Select the wallet you used, enter an amount and record it. Only that wallet's remaining budget decreases. Add a date or an optional note when you need more detail. SEE WHAT IS LEFT Check the remaining budget, today's spending, end date and daily spending guide for each wallet. An overspent wallet is shown separately, so another wallet's balance does not hide it. REVIEW YOUR HISTORY View, edit or delete expense records and add refunds. Start the next budget when you choose; earlier periods and records stay in History. Archive wallets you no longer use and restore them later. 10 LANGUAGES AND 10 CURRENCIES Available in Japanese, English, Korean, Simplified Chinese, Traditional Chinese, Spanish, French, German, Italian and Brazilian Portuguese. Choose JPY, USD, EUR, KRW, CNY, TWD, BRL, GBP, CAD or AUD for a wallet. Currency conversion is not automatic. NO ACCOUNT REQUIRED Budgets and records are stored in this app's database on your device. You do not need an account or a bank connection. The remaining budget is a guide based on the expenses and refunds you enter, rather than your bank or cash balance. OS backups or device transfers may include your records, but restoration is not guaranteed. Deleting the app may also delete records on your device. Support: budgetpockets@dotnull.co.jp