Comparison

Core by Princeps vs EarnIT.ng

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Core by Princeps

Access and manage your money with this financial services app. Apply for credit, fund your wallet, and pay bills like electricity and data seamlessly. It offers a secure and transparent platform for everyday financial needs.

Highlights
  • Apply for loans
  • Manage digital wallet
  • Pay bills (electricity, data, airtime)
  • Secure transactions with encryption
  • Transparent interest rates and fees
  • User-friendly interface
Features
Read full description

Core by Princeps is a Princeps Credit Systems Limited financial services mobile application designed to simplify how you access and manage money. With Core, you can apply for credit, manage your wallet and pay bills seamlessly — all in one unified digital experience. Whether you need quick access to loans, want to top up your wallet to pay essential bills like electricity, data and subscriptions, Core by Princeps provides a secure and reliable platform tailored to your everyday financial needs. Key Features Loan App Nigeria: Apply for loans directly from your mobile device. Core offers transparent interest rates and repayment schedules, showing the full repayment amount upfront so there are no surprises. Wallet Services: Fund your wallet easily and use it to make payments on the app. Your wallet balance is always visible, giving you full control over your spending. Bill Payment: Pay for electricity, airtime, data, cable TV, and other essential services quickly and securely. Core by Princeps ensures your transactions are processed instantly. Secure Transactions: Your data and money are protected with industry‑standard encryption and compliance with Nigerian financial regulations. User-Friendly Design: A clean interface makes it easy to navigate, whether you’re applying for loans or paying bills. Why Choose Core by Princeps? Core by Princeps is built to give Nigerians peace of mind when managing their finances. We understand that financial services should be simple, transparent and accessible and that is why the app combines multiple services saving you time and effort. Transparency: We clearly display repayment amounts and fees. Convenience: Access loans, wallet funding and bill payments without switching apps. Reliability: Transactions are processed quickly, with instant confirmations. Security: Your personal and financial information is safeguarded at all times. Who Can Use Core by Princeps? Core by Princeps is designed for individuals across Nigeria who want a smarter way to manage their money. Whether you are a student paying for data, a professional handling utility bills, or someone in need of quick credit, Core by Princeps adapts to your lifestyle. Download Core by Princeps and experience financial services made simple. Fund your wallet, pay bills, access loans — all in one secure app built for Nigerians.

About

EarnIT.ng

Manage everyday payments, from bills and gift cards to travel eSIMs, all within a single wallet. Earn money by completing simple online tasks or through a referral program. Buy and sell products securely on the marketplace.

Highlights
  • Pay bills (airtime, data, electricity, TV)
  • Buy gift cards
  • Purchase travel eSIMs
  • Earn from online tasks
  • Buy and sell on marketplace
  • Create and send invoices
  • Secure escrow services
Features
Read full description

Pay bills, buy gift cards and travel eSIMs, shop on the marketplace, and earn from simple tasks, all from one wallet. EarnIT is an everyday app. Use your wallet to pay for essentials, earn from online tasks, buy and sell safely, send invoices, and more. Join thousands of people already using EarnIT to earn, spend and manage everyday payments in one place. PAY BILLS IN SECONDS Stay connected and handle everyday payments easily: - Airtime and data for Nigerian networks - Electricity tokens for prepaid and postpaid meters - Cable TV subscriptions - Exam registration PINs GIFT CARDS Buy gift cards from popular retail brands, available in US dollars and pounds. Your gift cards are delivered directly in the app and kept safely in My Gift Cards until you're ready to use them. TRAVEL eSIM Stay connected when you travel without searching for a local SIM. Choose your destination, pay in naira, and get your eSIM QR code in the app. Follow the step-by-step installation guide in the app. EARN ON YOUR OWN TIME Complete simple online tasks and earn. Browse available tasks, complete them, submit your proof and wait for review. Once your submission is approved, your earnings are added to your EarnIT wallet. Invite friends through the referral programme and earn referral rewards. MARKETPLACE Buy and sell products across Nigeria. - List your items for free - Browse products - Chat with sellers ESCROW Buy and sell with added payment protection. Create deals, keep funds protected while work or delivery is completed, and release payment when you're satisfied. CREATOR OPPORTUNITIES Turn your audience into income. Creators can apply for brand campaigns, connect their social platforms and create content for brands. INVOICES Create professional invoices directly from EarnIT. Generate a clean invoice, download it as a PDF and share it with your customers. YOUR EARNIT WALLET Your wallet brings everything together. - Fund your wallet by bank transfer - Withdraw to a bank account - Pay for bills, gift cards, eSIMs and marketplace purchases - View your transaction history - Track your payments and orders - Raise an issue directly from a payment when something goes wrong Earn. Spend. Buy. Sell. EarnIT is built and operated by Ocean Trends Digital Limited. earnit.ng support@earnit.ng

Screenshots

Core by Princeps4 screens
EarnIT.ng4 screens

Verdict

The call

The clearest difference is rating: EarnIT.ng at 4.7 against Core by Princeps's 3.0. EarnIT.ng also leads on ratings volume (66 vs 1) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EarnIT.ng holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: EarnIT.ng has 66 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Core by Princeps ships an update every 6 weeks, EarnIT.ng fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Core by Princeps versus EarnIT.ng: the parameters behind the verdict, then further details
ParameterCore by PrincepsEarnIT.ng
PriceFreeFree
Rating3.0 (1 ratings)4.7 (66 ratings) — better
Positive reviews—95.0% of reviews
Number of ratings166 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size148 MB36 MB
Age rating17+4+
DeveloperPrinceps FinanceOcean Trends Digital Limited

Customer experience

Core by Princeps

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

EarnIT.ng

All ratings66 ratings
Positive97.0%
Neutral1.5%
Negative1.5%
Written reviews20 reviews
Positive95.0%
Neutral5.0%
Negative0.0%

In-app purchases

None

Core by Princeps

No in-app purchases

None

EarnIT.ng

No in-app purchases

Questions

Is Core by Princeps free?
Core by Princeps is free to download, with no in-app purchases.
Is EarnIT.ng free?
EarnIT.ng is free to download, with no in-app purchases.
Which has better reviews, Core by Princeps or EarnIT.ng?
EarnIT.ng is rated higher. Core by Princeps averages 3.0 out of 5 from 1 ratings, while EarnIT.ng averages 4.7 from 66 ratings.
Do Core by Princeps or EarnIT.ng have ads?
Neither Core by Princeps nor EarnIT.ng shows ads.
Which is updated more often, Core by Princeps or EarnIT.ng?
Core by Princeps ships an update every 6 weeks, and EarnIT.ng fortnightly. Most recently, Core by Princeps was updated on October 24, 2026 and EarnIT.ng on October 25, 2026.

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