은퇴자금 고갈 계산기 vs 위디

“은퇴 설계의 핵심은 수익보다 지속가능성입니다.” 은퇴 후 생활비를 얼마나 오래 감당할 수 있는지, 복잡한 계산 없이 간편하게 시뮬레이션하세요. 인출 전략에 따라 자금 고갈 시점이 어떻게 달라지는지 한눈에 확인할 수 있어요. 주요 기능 자금 고갈 시점 시뮬레이션: 초기 자산, 월 지출, 예상 수익률, 물가상승률을 반영해 잔액 변화를 예측 인출 전략 비교: 정액 인출/비율 인출 등 시나리오별로 고갈 시점 비교 목표 기간 달성 계산: 원하는 은퇴 기간(예: 30년) 유지에 필요한 자산 규모 확인 월 단위 자산 추이 확인: 시간이 지남에 따른 자산 변화 흐름을 직관적으로 제공 계산 없이 간편하게 시뮬레이션하세요. 인출 전략에 따라 자금 고갈 시점이 어떻게 달라지는지 한눈에 확인할 수 있어요.

Withy keeps two people in sync — and works just as well on your own. A shared budget, calendar, to-dos and anniversaries, all in one place. ■ One of you writes it. Both of you see it. Expenses, plans, to-dos, anniversaries — add it once and it shows up on your partner's screen right away. No more "who paid for this?" or "were we busy that day?" Tag every transaction as Me / Partner / Us, and pick who each event is visible to with a single chip. ■ Using it on your own is fine too It works as your personal expense tracker and calendar. Nothing is locked behind having a partner. Invite someone later and everything you have recorded carries over, uninterrupted. ■ It fills things in for you · AI input — say or type one sentence and the amount, category and date are filled in for you. Say several things at once and each gets its own entry · Receipt scan — one photo and the items are in · Recurring entries — monthly rent, weekly date night, yearly family days. Set it once and it repeats · Anniversary D-day — upcoming ones move to the top of your home screen · Widgets — see how much you have spent today the second your lock screen lights up · Multi-currency — record in the local currency while traveling; totals convert to your home currency ■ A chat just for the two of you No need to switch to another messenger. Photos and stickers work right here. ■ Goals you save for together Honeymoon, moving, an emergency fund. Create a goal together and both contributions add up automatically. Pin it to your home screen to see the D-day, progress and remaining amount on one card. ■ Built to be safe · Automatic backup every night · Sign in with Apple · Google · email · Delete your account from inside the app in two taps Terms of Service: https://andrew-studio.cloud/withy/legal/terms Privacy Policy: https://andrew-studio.cloud/withy/legal/privacy Support: https://andrew-studio.cloud/withy/legal/support